|
Real-time Estimate
Other stock markets
|
5-day change | 1st Jan Change | ||
| 21.48 USD | +0.56% |
|
-0.23% | +3.21% |
| Fiscal Period: December | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
Profitability | ||||||||||
Return on Assets | 0.71 | 1.14 | 0.81 | 0.17 | 0.46 | |||||
Return On Equity % | 9.26 | 13.53 | 9.54 | 2.31 | 6.77 | |||||
Return on Common Equity | 9.26 | 13.53 | 9.54 | 2.31 | 6.77 | |||||
Shareholders Value Added | -8.7M | 5.54M | -9.18M | -35.25M | -19.54M | |||||
Margin Analysis | ||||||||||
SG&A Margin | 51.69 | 45.69 | 55.22 | 75.78 | 61.57 | |||||
Net Interest Income / Total Revenues % | 70.5 | 73.12 | 85.64 | 88.77 | 74.27 | |||||
EBT Excl. Non-Recurring Items Margin % | 37.03 | 47.93 | 35.37 | 5.85 | 23.41 | |||||
Income From Continuing Operations Margin % | 32.17 | 40.65 | 31.35 | 9.98 | 21.48 | |||||
Net Income Margin % | 32.17 | 40.65 | 31.35 | 9.98 | 21.48 | |||||
Net Avail. For Common Margin % | 32.17 | 40.65 | 31.35 | 9.98 | 21.48 | |||||
Normalized Net Income Margin | 23.14 | 29.96 | 22.11 | 3.66 | 14.63 | |||||
Asset quality | ||||||||||
Nonperforming Loans / Total Loans % | 0.33 | 0.26 | 0.22 | 0.26 | 0.68 | |||||
Nonperforming Loans / Total Assets % | 0.24 | 0.18 | 0.17 | 0.19 | 0.5 | |||||
Nonperforming Assets / Total Assets % | 0.24 | 0.2 | 0.17 | 0.2 | 0.5 | |||||
NPAs / Loans and OREO | 0.33 | 0.3 | 0.22 | 0.27 | 0.69 | |||||
NPAs / Equity | 3.09 | 2.27 | 2.07 | 2.85 | 7.53 | |||||
Allowance for Credit Losses / Net Charge-offs % | 1.75K | 1.04K | 2.94K | 340.75 | 349.21 | |||||
Allowance for Credit Losses / Nonperforming Loans % | 289.54 | 376.18 | 421.53 | 389.22 | 157.52 | |||||
Allowance for Credit Losses / Total Loans % | 0.96 | 0.96 | 0.91 | 1.01 | 1.07 | |||||
Net Charge-offs / Total Average Loans % | 0.06 | 0.09 | 0.03 | 0.31 | 0.32 | |||||
Provision for Loan Losses / Net Charge-offs % | 554.73 | 38.53 | 460.41 | 146.35 | 133.15 | |||||
Earning Assets / IBL | 109.57 | 110.71 | 110.17 | 107.73 | 106.81 | |||||
Interest Income / Average Assets | 3.21 | 3.18 | 3.76 | 4.82 | 5.34 | |||||
Interest Expense / Average Assets | 1.7 | 1.13 | 1.43 | 3.31 | 3.74 | |||||
Net Interest Income / Average Assets | 1.51 | 2.06 | 2.33 | 1.51 | 1.6 | |||||
Non Interest Income / Average Assets | 0.85 | 0.78 | 0.51 | 0.53 | 0.87 | |||||
Non Interest Expense / Average Asset | 1.35 | 1.47 | 1.76 | 1.6 | 1.65 | |||||
Capital And Funding | ||||||||||
Total Average Common Equity / Total Average Assets % | 7.62 | 8.41 | 8.51 | 7.49 | 6.85 | |||||
Total Average Equity / Total Average Assets % | 7.62 | 8.41 | 8.51 | 7.49 | 6.85 | |||||
Total Equity + Allowance for Loan Losses / Total Loans % | 11.78 | 14.14 | 11.34 | 10.46 | 10.28 | |||||
Gross Loans / Total Deposits % | 93.53 | 90.84 | 101.69 | 94.42 | 84.54 | |||||
Net Loans / Total Deposits % | 92.63 | 89.96 | 100.77 | 93.47 | 83.63 | |||||
Tier 1 Capital Ratio % | 11.31 | 12.93 | 10.93 | 9.6 | 9.3 | |||||
Total Capital Ratio % | 14.91 | 17.37 | 14.75 | 13.23 | 12.62 | |||||
Core Tier 1 Capital Ratio | 11.31 | 12.93 | 10.93 | 9.6 | 9.3 | |||||
Equity Tier 1 Capital Ratio | 7.69 | 8.93 | 7.94 | 6.94 | 6.62 | |||||
Coverage Ratio | 240 | 254.49 | 126.22 | 389.22 | 241.72 | |||||
Leverage Ratio % | 7.95 | 9.22 | 9.06 | 7.33 | 6.9 | |||||
Fixed Charges Coverage | ||||||||||
EBT + Interest on Borrowings / Interest on Borrowings | 3.07 | 4.23 | 3.23 | 1.23 | 2.29 | |||||
EBT + Interest Expense / Interest Expense | 1.47 | 2.2 | 1.67 | 1.03 | 1.13 | |||||
Growth Over Prior Year | ||||||||||
Net Interest Income, 1 Yr. Growth % | 2.5 | 34.11 | 12.17 | -22.85 | 16.65 | |||||
Non Interest Income, 1 Yr. Growth % | 116.43 | -9.61 | -35.28 | 22.9 | 81.22 | |||||
Provision For Loan Losses, 1 Yr. Growth % | 56.3 | -88.95 | 383.2 | 234.6 | 2.5 | |||||
Total Revenues, 1 Yr. Growth % | 24.07 | 29.29 | -4.22 | -25.58 | 39.44 | |||||
Earnings From Cont. Operations, 1 Yr. Growth % | 16.7 | 63.36 | -26.13 | -76.32 | 200.3 | |||||
Net Income, 1 Yr. Growth % | 16.7 | 63.36 | -26.13 | -76.32 | 200.3 | |||||
Normalized Net Income, 1 Yr. Growth % | 24.83 | 67.37 | -29.12 | -87.68 | 457.53 | |||||
Diluted EPS Before Extra, 1 Yr. Growth % | 19.12 | 61.2 | -23.24 | -74.32 | 203.16 | |||||
Dividend Per Share, 1 Yr. Growth % | 0 | 0 | 0 | 0 | 0 | |||||
Gross Loans, 1 Yr. Growth % | 3.23 | -5.61 | 21.18 | 9.74 | 8.6 | |||||
Allowance For Loan Losses, 1 Yr. Growth % | 35 | -5.57 | 13.99 | 22.17 | 15.46 | |||||
Net Loans, 1 Yr. Growth % | 2.99 | -5.61 | 21.25 | 9.63 | 8.53 | |||||
Non Performing Loans, 1 Yr. Growth % | 54.76 | -27.32 | 1.73 | 32.32 | 185.29 | |||||
Non Performing Assets, 1 Yr. Growth % | 17.18 | -15.66 | -12.15 | 36.76 | 179.17 | |||||
Total Assets, 1 Yr. Growth % | 3.56 | -0.83 | 7.89 | 13.75 | 11.04 | |||||
Total Deposits, 1 Yr Growth % | 3.71 | -2.81 | 8.25 | 18.18 | 21.3 | |||||
Tangible Book Value, 1 Yr. Growth % | 8.67 | 15.14 | -4.09 | -0.6 | 5.94 | |||||
Average Interest Earning Assets, 1 Yr. Growth % | 9.6 | -1.94 | -1.5 | 19.25 | 9.88 | |||||
Average Interest Bearing Liabilities, 1 Yr. Growth % | 8.78 | -2.95 | -1.01 | 21.94 | 10.83 | |||||
Common Equity, 1 Yr. Growth % | 8.54 | 14.93 | -4.04 | -0.6 | 5.86 | |||||
Total Equity, 1 Yr. Growth % | 8.54 | 14.93 | -4.04 | -0.6 | 5.86 | |||||
Compound Annual Growth Rate Over Two Years | ||||||||||
Net Interest Income, 2 Yr. CAGR % | 1.81 | 17.24 | 22.65 | -6.97 | -5.14 | |||||
Non Interest Income, 2 Yr. CAGR % | 103.66 | 39.87 | -23.51 | -10.81 | 49.24 | |||||
Provision For Loan Losses, 2 Yr. CAGR % | 54.79 | -58.45 | -26.94 | 302.09 | 85.2 | |||||
Total Revenues, 2 Yr. CAGR % | 16.78 | 26.65 | 11.28 | -15.57 | 1.87 | |||||
Earnings From Cont. Operations, 2 Yr. CAGR % | 15.97 | 38.07 | 9.85 | -58.17 | -15.67 | |||||
Net Income, 2 Yr. CAGR % | 15.97 | 38.07 | 9.85 | -58.17 | -15.67 | |||||
Normalized Net Income, 2 Yr. CAGR % | 18.96 | 44.54 | 8.76 | -70.45 | -17.12 | |||||
Diluted EPS Before Extra, 2 Yr. CAGR % | 14.02 | 38.58 | 11.24 | -55.6 | -11.77 | |||||
Dividend Per Share, 2 Yr. CAGR % | 0 | 0 | 0 | 0 | 0 | |||||
Gross Loans, 2 Yr. CAGR % | 6.13 | -1.29 | 6.95 | 15.32 | 9.17 | |||||
Allowance For Loan Losses, 2 Yr. CAGR % | 28.36 | 12.91 | 3.75 | 18.01 | 18.77 | |||||
Net Loans, 2 Yr. CAGR % | 5.96 | -1.4 | 6.98 | 15.29 | 9.08 | |||||
Non Performing Loans, 2 Yr. CAGR % | 238.44 | 6.06 | -14.01 | 16.02 | 94.29 | |||||
Non Performing Assets, 2 Yr. CAGR % | 70.67 | -0.59 | -13.92 | 9.61 | 95.39 | |||||
Total Assets, 2 Yr. CAGR % | 9.49 | 1.34 | 3.44 | 10.78 | 12.38 | |||||
Total Deposits, 2 Yr CAGR % | 10.65 | 0.4 | 2.57 | 13.11 | 19.73 | |||||
Tangible Book Value, 2 Yr. CAGR % | 7.17 | 11.86 | 5.09 | -2.36 | 2.61 | |||||
Average Interest Earning Assets, 2 Yr. CAGR % | 18.28 | 3.67 | -1.72 | 8.38 | 14.47 | |||||
Average Interest Bearing Liabilities, 2 Yr. CAGR % | 17.93 | 2.75 | -1.98 | 9.87 | 16.25 | |||||
Common Equity, 2 Yr. CAGR % | 7.06 | 11.69 | 5.02 | -2.33 | 2.58 | |||||
Total Equity, 2 Yr. CAGR % | 7.06 | 11.69 | 5.02 | -2.33 | 2.58 | |||||
Compound Annual Growth Rate Over Three Years | ||||||||||
Net Interest Income, 3 Yr. CAGR % | 6.14 | 11.6 | 15.53 | 5.09 | 0.32 | |||||
Non Interest Income, 3 Yr. CAGR % | 51.06 | 55.35 | 8.18 | -10.41 | 12.96 | |||||
Provision For Loan Losses, 3 Yr. CAGR % | 24.16 | -35.8 | -5.86 | 21.32 | 154.96 | |||||
Total Revenues, 3 Yr. CAGR % | 15.35 | 20.81 | 15.39 | -2.68 | -0.2 | |||||
Earnings From Cont. Operations, 3 Yr. CAGR % | 24.6 | 30 | 12.09 | -34.13 | -19.31 | |||||
Net Income, 3 Yr. CAGR % | 24.6 | 30 | 12.09 | -34.13 | -19.31 | |||||
Normalized Net Income, 3 Yr. CAGR % | 13.92 | 33.3 | 13.87 | -47.38 | -21.33 | |||||
Diluted EPS Before Extra, 3 Yr. CAGR % | 11.97 | 27.97 | 13.81 | -31.76 | -15.77 | |||||
Dividend Per Share, 3 Yr. CAGR % | 0 | 0 | 0 | 0 | 0 | |||||
Gross Loans, 3 Yr. CAGR % | 13.52 | 2.06 | 5.7 | 7.87 | 13.04 | |||||
Allowance For Loan Losses, 3 Yr. CAGR % | 25.35 | 15.87 | 13.27 | 9.56 | 17.16 | |||||
Net Loans, 3 Yr. CAGR % | 13.43 | 1.96 | 5.64 | 7.86 | 13 | |||||
Non Performing Loans, 3 Yr. CAGR % | 129.81 | 102.67 | 4.59 | -0.73 | 56.6 | |||||
Non Performing Assets, 3 Yr. CAGR % | 20.14 | 34.93 | -4.6 | 0.44 | 49.69 | |||||
Total Assets, 3 Yr. CAGR % | 15.33 | 5.94 | 3.48 | 6.77 | 10.86 | |||||
Total Deposits, 3 Yr CAGR % | 16.2 | 5.97 | 2.95 | 7.53 | 15.78 | |||||
Tangible Book Value, 3 Yr. CAGR % | 14.13 | 9.77 | 6.27 | 3.15 | 0.33 | |||||
Average Interest Earning Assets, 3 Yr. CAGR % | 22.75 | 11.12 | 1.92 | 4.82 | 8.88 | |||||
Average Interest Bearing Liabilities, 3 Yr. CAGR % | 22.17 | 10.51 | 1.48 | 5.42 | 10.19 | |||||
Common Equity, 3 Yr. CAGR % | 13.87 | 9.62 | 6.18 | 3.11 | 0.33 | |||||
Total Equity, 3 Yr. CAGR % | 13.87 | 9.62 | 6.18 | 3.11 | 0.33 | |||||
Compound Annual Growth Rate Over Five Years | ||||||||||
Net Interest Income, 5 Yr. CAGR % | 15.98 | 16.88 | 12.46 | 3.76 | 6.77 | |||||
Non Interest Income, 5 Yr. CAGR % | 29.08 | 18.46 | 15.06 | 24.43 | 23.04 | |||||
Provision For Loan Losses, 5 Yr. CAGR % | 36.8 | -24.96 | 0.43 | 33.74 | 23.4 | |||||
Total Revenues, 5 Yr. CAGR % | 18.64 | 19.08 | 13.7 | 4.68 | 9.78 | |||||
Earnings From Cont. Operations, 5 Yr. CAGR % | 26.96 | 31.85 | 18.48 | -17.41 | 0.03 | |||||
Net Income, 5 Yr. CAGR % | 26.96 | 31.85 | 18.48 | -17.41 | 0.03 | |||||
Normalized Net Income, 5 Yr. CAGR % | 19.93 | 25.83 | 11.83 | -27.08 | 0.28 | |||||
Diluted EPS Before Extra, 5 Yr. CAGR % | 8.81 | 15.95 | 11.68 | -16.21 | 2.79 | |||||
Dividend Per Share, 5 Yr. CAGR % | 0 | 0 | 0 | 0 | 0 | |||||
Gross Loans, 5 Yr. CAGR % | 26.25 | 18.22 | 10.85 | 7.17 | 7.07 | |||||
Allowance For Loan Losses, 5 Yr. CAGR % | 28.7 | 20.45 | 16.22 | 16.72 | 15.44 | |||||
Net Loans, 5 Yr. CAGR % | 26.23 | 18.19 | 10.8 | 7.1 | 7 | |||||
Non Performing Loans, 5 Yr. CAGR % | 127.53 | 46.87 | 55.09 | 62.14 | 33.99 | |||||
Non Performing Assets, 5 Yr. CAGR % | 16.61 | 8.62 | 5.14 | 24.17 | 27.08 | |||||
Total Assets, 5 Yr. CAGR % | 27.31 | 17.83 | 10.42 | 7.85 | 6.95 | |||||
Total Deposits, 5 Yr CAGR % | 27.89 | 16.79 | 10.54 | 8.77 | 9.36 | |||||
Tangible Book Value, 5 Yr. CAGR % | 26.77 | 20.27 | 10.42 | 4.74 | 4.79 | |||||
Average Interest Earning Assets, 5 Yr. CAGR % | 31.1 | 20.73 | 12.3 | 10.01 | 6.76 | |||||
Average Interest Bearing Liabilities, 5 Yr. CAGR % | 31.23 | 20.24 | 11.87 | 10.25 | 7.15 | |||||
Common Equity, 5 Yr. CAGR % | 25.97 | 19.83 | 10.24 | 4.67 | 4.72 | |||||
Total Equity, 5 Yr. CAGR % | 25.97 | 19.83 | 10.24 | 4.67 | 4.72 |
- Stock Market
- Equities
- INBK Stock
- Financials First Internet Bancorp
- Financial Ratios
Select your edition
All financial news and data tailored to specific country editions
















