Projected Income Statement: INT SANPAOLO RISP

Forecast Balance Sheet: INT SANPAOLO RISP

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 2/4/22 2/3/23 2/6/24 2/4/25 2/2/26 - - -
Estimates

Cash Flow Forecast: INT SANPAOLO RISP

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 430 775 576 334 286 276
Change - 80.23% -25.68% -42.01% -14.37% -3.5%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 3/27/21 3/23/22 3/27/23 3/24/24 3/27/25 3/30/26
1EUR in Million
Estimates

Forecast Financial Ratios: INT SANPAOLO RISP

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 47.6% 49.07% 54.93% 57.32% 57.83% 62.02% 61.58% 62.81%
EBT Margin (%) - 31.88% 34.21% 47.97% 50.67% 49.37% 56.35% 55.92% 57.6%
Net margin (%) - 20.01% 20.28% 30.73% 31.97% 34.18% 35.32% 36.58% 37.47%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 0.4% 0.43% 0.8% 0.91% 0.98% 1.08% 1.1% 1.14%
ROE - 6.46% 6.94% 12.35% 13.42% 18% 15.81% 16.78% 17.67%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - 0.151 0.161 0.296 0.341 0.375 0.4386 0.5113 0.549
Change - - 6.62% 83.85% 15.2% 9.97% 16.97% 16.57% 7.37%
Book Value Per Share 1 - 3.289 3.251 3.373 3.666 3.71 3.663 3.772 3.859
Change - - -1.16% 3.74% 8.7% 1.18% -1.26% 2.98% 2.29%
EPS 1 - 0.22 0.23 0.42 0.48 0.53 0.5824 0.6396 0.6917
Change - - 4.55% 82.61% 14.29% 10.42% 9.89% 9.81% 8.15%
Nbr of stocks (in thousands) - 19,386,670 18,275,995 18,241,724 17,782,179 17,383,618 17,352,350 17,352,350 17,352,350
Announcement Date - 2/4/22 2/3/23 2/6/24 2/4/25 2/2/26 - - -
1EUR
Estimates
2026 *2027 *
P/E 11.1x 10.1x
PBR 1.76x 1.71x
EV / Sales 3.92x 3.79x
Yield 6.8% 7.92%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
15
Last Close Price
6.454EUR
Average target price
6.968EUR
Spread / Average Target
+7.96%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Stocks
  3. ISP Stock
  4. ISPR Stock
  5. Financials INT SANPAOLO RISP