Market Closed -
Nasdaq
04:00:02 2024-05-31 pm EDT
|
5-day change
|
1st Jan Change
|
6.9
USD
|
-0.07%
|
|
-0.29%
|
-30.65%
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
12,757
|
4,278
|
9,539
|
7,295
|
-
|
-
|
Enterprise Value (EV)
1 |
16,169
|
8,359
|
11,165
|
5,000
|
4,623
|
3,875
|
P/E ratio
|
-15.8
x
|
-11.5
x
|
-27.6
x
|
82.8
x
|
30.1
x
|
15.7
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
12.6
x
|
2.78
x
|
4.6
x
|
3.03
x
|
2.63
x
|
2.19
x
|
EV / Revenue
|
16
x
|
5.43
x
|
5.38
x
|
2.08
x
|
1.66
x
|
1.16
x
|
EV / EBITDA
|
535
x
|
58.3
x
|
25.9
x
|
8.47
x
|
5.51
x
|
3.33
x
|
EV / FCF
|
-11.5
x
|
-1.14
x
|
-
|
10.2
x
|
7.72
x
|
4.86
x
|
FCF Yield
|
-8.67%
|
-87.9%
|
-
|
9.8%
|
13%
|
20.6%
|
Price to Book
|
2.99
x
|
0.83
x
|
1.75
x
|
1.25
x
|
1.2
x
|
1.09
x
|
Nbr of stocks (in thousands)
|
806,917
|
927,938
|
958,743
|
1,057,223
|
-
|
-
|
Reference price
2 |
15.81
|
4.610
|
9.950
|
6.900
|
6.900
|
6.900
|
Announcement Date
|
3/1/22
|
1/30/23
|
1/29/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
1,010
|
1,540
|
2,074
|
2,409
|
2,778
|
3,337
|
EBITDA
1 |
30.22
|
143.3
|
431.7
|
590.5
|
838.7
|
1,165
|
EBIT
1 |
-455.7
|
-297.4
|
-295.1
|
151.8
|
408.7
|
786.8
|
Operating Margin
|
-45.11%
|
-19.31%
|
-14.23%
|
6.3%
|
14.71%
|
23.58%
|
Earnings before Tax (EBT)
1 |
-481.2
|
-318.7
|
-301.2
|
176.4
|
340.5
|
681.7
|
Net income
1 |
-483.9
|
-320.4
|
-300.7
|
147.9
|
313.3
|
542.7
|
Net margin
|
-47.9%
|
-20.8%
|
-14.5%
|
6.14%
|
11.28%
|
16.26%
|
EPS
2 |
-1.000
|
-0.4000
|
-0.3600
|
0.0833
|
0.2292
|
0.4407
|
Free Cash Flow
1 |
-1,402
|
-7,349
|
-
|
490
|
599
|
798
|
FCF margin
|
-138.81%
|
-477.06%
|
-
|
20.34%
|
21.56%
|
23.92%
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
82.98%
|
71.42%
|
68.5%
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
331.23%
|
191.19%
|
147.05%
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/1/22
|
1/30/23
|
1/29/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
279.9
|
321.7
|
356.1
|
419.3
|
443.4
|
460.2
|
488.8
|
530.7
|
594.2
|
580.6
|
566.2
|
607.7
|
628.3
|
635.7
|
671.5
|
EBITDA
1 |
4.593
|
8.684
|
20.3
|
44.3
|
70.06
|
75.69
|
76.82
|
98.02
|
181.2
|
144.4
|
119.4
|
161.6
|
167.4
|
188
|
212.1
|
EBIT
1 |
-115.2
|
-105.3
|
-92.05
|
-62.86
|
-37.26
|
-39.65
|
-45.92
|
-251.6
|
42.09
|
37.06
|
7.7
|
51.7
|
55.4
|
43.1
|
54.8
|
Operating Margin
|
-41.16%
|
-32.72%
|
-25.85%
|
-14.99%
|
-8.4%
|
-8.62%
|
-9.39%
|
-47.41%
|
7.08%
|
6.38%
|
1.36%
|
8.51%
|
8.82%
|
6.78%
|
8.16%
|
Earnings before Tax (EBT)
1 |
-109.5
|
-109.6
|
-95.72
|
-74.45
|
-38.95
|
-36.06
|
-49.33
|
-266.9
|
51.16
|
94.23
|
8.875
|
36.34
|
38.25
|
53.35
|
76
|
Net income
1 |
-111
|
-110.4
|
-95.84
|
-84.4
|
-40.01
|
-34.42
|
-47.55
|
-276.9
|
47.91
|
88.04
|
8.702
|
35.86
|
35.25
|
54.14
|
78.01
|
Net margin
|
-39.66%
|
-34.3%
|
-26.91%
|
-20.13%
|
-9.02%
|
-7.48%
|
-9.73%
|
-52.17%
|
8.06%
|
15.16%
|
1.54%
|
5.9%
|
5.61%
|
8.52%
|
11.62%
|
EPS
2 |
-0.1500
|
-0.1400
|
-0.1200
|
-0.0900
|
-0.0500
|
-0.0500
|
-0.0600
|
-0.2900
|
0.0200
|
0.0200
|
0.002840
|
0.0284
|
0.0319
|
0.0421
|
0.0540
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/1/22
|
5/10/22
|
8/2/22
|
11/1/22
|
1/30/23
|
5/1/23
|
7/31/23
|
10/30/23
|
1/29/24
|
4/29/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
3,412
|
4,081
|
1,625
|
-
|
-
|
-
|
Net Cash position
1 |
-
|
-
|
-
|
2,295
|
2,671
|
3,420
|
Leverage (Debt/EBITDA)
|
112.9
x
|
28.47
x
|
3.764
x
|
-
|
-
|
-
|
Free Cash Flow
1 |
-1,402
|
-7,349
|
-
|
490
|
599
|
798
|
ROE (net income / shareholders' equity)
|
-16.4%
|
-6.69%
|
-5.43%
|
1.86%
|
3.99%
|
6.94%
|
ROA (Net income/ Total Assets)
|
-3.94%
|
-2.27%
|
-0.32%
|
0.33%
|
0.77%
|
1.13%
|
Assets
1 |
12,290
|
14,092
|
95,081
|
44,795
|
40,597
|
47,887
|
Book Value Per Share
2 |
5.290
|
5.580
|
5.690
|
5.530
|
5.750
|
6.340
|
Cash Flow per Share
|
-2.560
|
-8.050
|
-
|
-
|
-
|
-
|
Capex
1 |
52.3
|
93.2
|
111
|
129
|
157
|
176
|
Capex / Sales
|
5.17%
|
6.05%
|
5.37%
|
5.37%
|
5.64%
|
5.29%
|
Announcement Date
|
3/1/22
|
1/30/23
|
1/29/24
|
-
|
-
|
-
|
Average target price
8.906
USD Spread / Average Target +29.08% Consensus |
1st Jan change
|
Capi.
|
---|
| -30.65% | 7.29B | | -4.97% | 49.6B | | -6.39% | 29.44B | | +47.82% | 26.21B | | +31.21% | 25.04B | | +14.69% | 17.59B | | +1.79% | 12.48B | | +22.44% | 10.59B | | +17.28% | 8.1B | | +131.60% | 6.57B |
Other Consumer Lending
|