Real-time Estimate
Cboe BZX
02:24:15 2024-05-28 pm EDT
|
5-day change
|
1st Jan Change
|
50.58
USD
|
+0.06%
|
|
-2.10%
|
-7.66%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
1,323
|
1,030
|
1,230
|
1,309
|
1,342
|
1,238
|
-
|
Enterprise Value (EV)
1 |
1,323
|
1,030
|
1,230
|
1,309
|
1,342
|
1,238
|
1,238
|
P/E ratio
|
14.5
x
|
12.7
x
|
10.6
x
|
11
x
|
10.9
x
|
10.6
x
|
10.8
x
|
Yield
|
2.12%
|
2.8%
|
2.44%
|
2.37%
|
2.37%
|
2.67%
|
2.72%
|
Capitalization / Revenue
|
4.07
x
|
3.12
x
|
3.65
x
|
3.68
x
|
3.63
x
|
3.26
x
|
3.21
x
|
EV / Revenue
|
4.07
x
|
3.12
x
|
3.65
x
|
3.68
x
|
3.63
x
|
3.26
x
|
3.21
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.6
x
|
1.15
x
|
1.34
x
|
1.52
x
|
1.36
x
|
1.11
x
|
1.03
x
|
Nbr of stocks (in thousands)
|
25,509
|
25,554
|
24,798
|
24,657
|
24,429
|
24,490
|
-
|
Reference price
2 |
51.88
|
40.30
|
49.60
|
53.09
|
54.95
|
50.55
|
50.55
|
Announcement Date
|
1/23/20
|
1/21/21
|
1/20/22
|
1/19/23
|
1/18/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
325
|
329.7
|
337.2
|
355.4
|
370
|
379.9
|
385.8
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
136
|
142.3
|
151
|
170.7
|
168.3
|
173
|
166.6
|
Operating Margin
|
41.84%
|
43.17%
|
44.79%
|
48.02%
|
45.48%
|
45.54%
|
43.17%
|
Earnings before Tax (EBT)
1 |
120.2
|
106.3
|
154.9
|
156.8
|
161.7
|
152.2
|
149.4
|
Net income
1 |
91.96
|
81.44
|
118.5
|
120.5
|
124.9
|
117.2
|
113.9
|
Net margin
|
28.3%
|
24.7%
|
35.15%
|
33.91%
|
33.76%
|
30.86%
|
29.52%
|
EPS
2 |
3.570
|
3.170
|
4.700
|
4.840
|
5.030
|
4.773
|
4.667
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1.100
|
1.130
|
1.210
|
1.260
|
1.300
|
1.350
|
1.377
|
Announcement Date
|
1/23/20
|
1/21/21
|
1/20/22
|
1/19/23
|
1/18/24
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
84
|
82.76
|
86.42
|
91.12
|
94.95
|
93.11
|
91.46
|
93.86
|
91.57
|
94.22
|
94.85
|
95.23
|
95.65
|
94.64
|
96.04
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
35.26
|
37.43
|
40.76
|
45.79
|
46.57
|
43.74
|
42.3
|
43.7
|
38.6
|
44.63
|
43.51
|
42.8
|
42.07
|
39.98
|
41.46
|
Operating Margin
|
41.97%
|
45.22%
|
47.17%
|
50.25%
|
49.05%
|
46.97%
|
46.25%
|
46.55%
|
42.15%
|
47.37%
|
45.88%
|
44.95%
|
43.98%
|
42.24%
|
43.17%
|
Earnings before Tax (EBT)
1 |
36.27
|
35.19
|
38.13
|
42.44
|
41.02
|
40.42
|
42.07
|
42.67
|
36.52
|
37.89
|
38.56
|
38.32
|
37.4
|
35.45
|
36.65
|
Net income
1 |
27.72
|
27.39
|
29.31
|
32.74
|
31.07
|
31.12
|
32.44
|
32.94
|
28.43
|
29.46
|
29.83
|
29.35
|
28.58
|
27.06
|
28.31
|
Net margin
|
33%
|
33.09%
|
33.92%
|
35.93%
|
32.72%
|
33.43%
|
35.46%
|
35.09%
|
31.05%
|
31.26%
|
31.46%
|
30.81%
|
29.87%
|
28.6%
|
29.48%
|
EPS
2 |
1.110
|
1.100
|
1.180
|
1.320
|
1.250
|
1.250
|
1.300
|
1.320
|
1.150
|
1.190
|
1.217
|
1.197
|
1.167
|
1.103
|
1.160
|
Dividend per Share
2 |
0.3100
|
0.3100
|
0.3100
|
0.3200
|
0.3200
|
0.3200
|
0.3200
|
0.3200
|
0.3400
|
-
|
0.3367
|
0.3367
|
0.3367
|
0.3367
|
0.3467
|
Announcement Date
|
1/20/22
|
4/21/22
|
7/21/22
|
10/20/22
|
1/19/23
|
4/20/23
|
7/20/23
|
10/19/23
|
1/18/24
|
4/25/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
11.5%
|
9.41%
|
13.1%
|
13.8%
|
13.5%
|
11.6%
|
10.4%
|
ROA (Net income/ Total Assets)
|
1.41%
|
1.14%
|
1.53%
|
1.49%
|
1.48%
|
1.34%
|
1.27%
|
Assets
1 |
6,522
|
7,144
|
7,747
|
8,088
|
8,441
|
8,749
|
8,969
|
Book Value Per Share
2 |
32.50
|
34.90
|
37.00
|
35.00
|
40.50
|
45.50
|
49.00
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
1/23/20
|
1/21/21
|
1/20/22
|
1/19/23
|
1/18/24
|
-
|
-
|
Last Close Price
50.55
USD Average target price
55.67
USD Spread / Average Target +10.12% Consensus |
1st Jan change
|
Capi.
|
---|
| -7.48% | 1.24B | | +26.58% | 211B | | -1.06% | 71.34B | | +10.22% | 56.84B | | +13.02% | 52.28B | | +23.29% | 52.07B | | +35.60% | 48.49B | | +6.20% | 34.91B | | -21.36% | 32.98B | | -96.60% | 32.24B |
Commercial Banks
|