Real-time Estimate
Cboe BZX
03:46:10 2024-05-23 pm EDT
|
5-day change
|
1st Jan Change
|
128.8
USD
|
-2.00%
|
|
-3.35%
|
+8.55%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
9,888
|
7,609
|
11,646
|
11,689
|
9,960
|
11,020
|
-
|
-
|
Enterprise Value (EV)
1 |
9,888
|
7,609
|
11,646
|
11,689
|
9,960
|
11,020
|
11,020
|
11,020
|
P/E ratio
|
11.1
x
|
10.7
x
|
5.89
x
|
13
x
|
11.8
x
|
12
x
|
11.2
x
|
9.74
x
|
Yield
|
4.51%
|
4.39%
|
20.4%
|
11.9%
|
6.81%
|
5.45%
|
4.1%
|
5.84%
|
Capitalization / Revenue
|
1.91
x
|
1.49
x
|
2.16
x
|
1.92
x
|
1.53
x
|
1.58
x
|
1.47
x
|
1.42
x
|
EV / Revenue
|
1.91
x
|
1.49
x
|
2.16
x
|
1.92
x
|
1.53
x
|
1.58
x
|
1.47
x
|
1.42
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.58
x
|
1.11
x
|
2.33
x
|
2.89
x
|
2.34
x
|
2.45
x
|
2.22
x
|
2.05
x
|
Nbr of stocks (in thousands)
|
90,176
|
86,844
|
84,808
|
85,144
|
83,778
|
83,867
|
-
|
-
|
Reference price
2 |
109.6
|
87.62
|
137.3
|
137.3
|
118.9
|
131.4
|
131.4
|
131.4
|
Announcement Date
|
2/3/20
|
2/3/21
|
2/9/22
|
2/1/23
|
2/6/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
5,185
|
5,099
|
5,404
|
6,085
|
6,531
|
6,961
|
7,490
|
7,777
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
-
|
-
|
-
|
-
|
335
|
1,145
|
1,224
|
-
|
Net income
1 |
897
|
732
|
1,995
|
898
|
852
|
913
|
981.2
|
1,095
|
Net margin
|
17.3%
|
14.36%
|
36.92%
|
14.76%
|
13.05%
|
13.12%
|
13.1%
|
14.08%
|
EPS
2 |
9.850
|
8.200
|
23.30
|
10.53
|
10.05
|
10.93
|
11.70
|
13.49
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
4.950
|
3.850
|
28.06
|
16.31
|
8.100
|
7.163
|
5.386
|
7.671
|
Announcement Date
|
2/3/20
|
2/3/21
|
2/9/22
|
2/1/23
|
2/6/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
1,452
|
1,302
|
1,393
|
1,767
|
1,623
|
1,437
|
1,507
|
1,855
|
1,732
|
1,546
|
1,703
|
1,855
|
1,824
|
1,855
|
1,882
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
445
|
361
|
-
|
-
|
-
|
264
|
255
|
219
|
346
|
304
|
267
|
273
|
325
|
312
|
288
|
Net income
1 |
355
|
290
|
167
|
165
|
276
|
212
|
200
|
177
|
263
|
242
|
207.5
|
218.5
|
264.5
|
247
|
228.5
|
Net margin
|
24.45%
|
22.27%
|
11.99%
|
9.34%
|
17.01%
|
14.75%
|
13.27%
|
9.54%
|
15.18%
|
15.65%
|
12.18%
|
11.78%
|
14.5%
|
13.32%
|
12.14%
|
EPS
2 |
4.180
|
3.400
|
1.960
|
1.930
|
3.240
|
2.490
|
2.340
|
2.090
|
3.130
|
2.890
|
2.517
|
2.567
|
3.110
|
2.980
|
2.753
|
Dividend per Share
2 |
6.560
|
2.560
|
8.560
|
2.560
|
2.630
|
4.630
|
0.6300
|
0.6300
|
2.210
|
3.210
|
1.208
|
1.225
|
1.520
|
0.7250
|
1.725
|
Announcement Date
|
2/9/22
|
5/4/22
|
8/3/22
|
11/2/22
|
2/1/23
|
5/2/23
|
8/2/23
|
11/1/23
|
2/6/24
|
5/1/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
14%
|
14%
|
16.8%
|
21.2%
|
20.5%
|
26.9%
|
21.6%
|
21.8%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
69.40
|
78.60
|
59.00
|
47.60
|
50.90
|
53.60
|
59.20
|
64.00
|
Cash Flow per Share
|
-
|
24.50
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/3/20
|
2/3/21
|
2/9/22
|
2/1/23
|
2/6/24
|
-
|
-
|
-
|
Last Close Price
131.4
USD Average target price
140.6
USD Spread / Average Target +7.00% Consensus |
1st Jan change
|
Capi.
|
---|
| +8.57% | 11.02B | | +47.44% | 64.45B | | +14.61% | 52.37B | | +11.68% | 49.59B | | +17.26% | 43.85B | | +37.61% | 38.41B | | +71.75% | 31.82B | | +12.09% | 29.67B | | +27.03% | 25.57B | | +2.15% | 22.1B |
Other Property & Casualty Insurance
|