Financials CFG Bank SA

Equities

CFG

MA0000012627

Banks

End-of-day quote Casablanca S.E. 06:00:00 2024-05-23 pm EDT 5-day change 1st Jan Change
160.5 MAD -0.31% Intraday chart for CFG Bank SA -2.67% +13.43%

Valuation

Fiscal Period: December 2023
Capitalization 1 5,727
Enterprise Value (EV) 1 11,950
P/E ratio 27.9 x
Yield 2.33%
Capitalization / Revenue 9.12 x
EV / Revenue 19 x
EV / EBITDA -
EV / FCF -
FCF Yield -
Price to Book 2.78 x
Nbr of stocks (in thousands) 40,474
Reference price 2 141.5
Announcement Date 4/30/24
1MAD in Million2MAD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 154.1 211.7 266.5 395.8 466.5 628
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 -111.6 -60.91 1.372 48.84 79.82 194.2
Net income 1 -104.8 -76.26 -42.03 28.55 43.89 166
Net margin -68.04% -36.03% -15.77% 7.21% 9.41% 26.44%
EPS 2 -24.30 -17.00 -7.940 5.610 7.425 5.070
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - 3.300
Announcement Date 4/4/19 3/31/20 3/1/22 3/1/22 11/23/23 4/30/24
1MAD in Million2MAD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - 1,157 1,476 1,804 2,042 6,223
Net Cash position 1 79.5 - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) -22.8% -15.1% -6.53% 3.88% 6.59% 13.9%
ROA (Net income/ Total Assets) -2.14% -1.23% -0.53% 0.31% 0.4% 0.95%
Assets 1 4,903 6,225 7,872 9,333 10,911 17,535
Book Value Per Share 2 123.0 106.0 155.0 150.0 144.0 50.90
Cash Flow per Share 2 100.0 111.0 115.0 162.0 100.0 25.60
Capex 1 104 66.5 59.7 - 318 272
Capex / Sales 67.37% 31.4% 22.39% - 68.07% 43.31%
Announcement Date 4/4/19 3/31/20 3/1/22 3/1/22 11/23/23 4/30/24
1MAD in Million2MAD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

  1. Stock Market
  2. Equities
  3. CFG Stock
  4. Financials CFG Bank SA