Financials Jordan French Insurance Co. (P.L.C.)

Equities

JOFR

JO2100911012

Multiline Insurance & Brokers

End-of-day quote Amman S.E. 06:00:00 2024-05-25 pm EDT 5-day change 1st Jan Change
0.57 JOD -5.00% Intraday chart for Jordan French Insurance Co. (P.L.C.) -9.52% -5.00%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 8.645 7.098 8.19 8.645 7.28 5.46
Enterprise Value (EV) 1 2.84 2.357 2.61 1.981 0.00791 3.288
P/E ratio 7.84 x 4.93 x 5.76 x 10.9 x -7.07 x 37.5 x
Yield - 6.41% 7.78% 5.26% - -
Capitalization / Revenue 0.35 x 0.27 x 0.32 x 0.3 x 0.24 x 0.13 x
EV / Revenue 0.12 x 0.09 x 0.1 x 0.07 x 0 x 0.08 x
EV / EBITDA 1.92 x 0.99 x 1.3 x 1.59 x -0.01 x -67.6 x
EV / FCF -2.22 x -27.8 x 2.48 x 0.96 x 0.01 x 0.4 x
FCF Yield -45.1% -3.6% 40.3% 104% 10,423% 247%
Price to Book 0.8 x 0.58 x 0.65 x 0.67 x 0.6 x 0.57 x
Nbr of stocks (in thousands) 9,100 9,100 9,100 9,100 9,100 9,100
Reference price 2 0.9500 0.7800 0.9000 0.9500 0.8000 0.6000
Announcement Date 3/31/19 5/14/20 3/25/21 3/17/22 3/2/23 4/29/24
1JOD in Million2JOD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 24.48 26.68 25.74 28.83 30.4 42.51
EBITDA 1 1.481 2.38 2.003 1.243 -1.092 -0.0487
EBIT 1 1.361 2.236 1.869 1.136 -1.161 -0.1301
Operating Margin 5.56% 8.38% 7.26% 3.94% -3.82% -0.31%
Earnings before Tax (EBT) 1 1.327 2.05 1.776 1.052 -1.222 -0.1301
Net income 1 1.102 1.439 1.422 0.7912 -1.03 0.1483
Net margin 4.5% 5.39% 5.53% 2.74% -3.39% 0.35%
EPS 2 0.1211 0.1581 0.1563 0.0869 -0.1131 0.0160
Free Cash Flow 1 -1.279 -0.0847 1.052 2.061 0.8245 8.125
FCF margin -5.23% -0.32% 4.09% 7.15% 2.71% 19.11%
FCF Conversion (EBITDA) - - 52.51% 165.76% - -
FCF Conversion (Net income) - - 73.94% 260.49% - 5,477.7%
Dividend per Share - 0.0500 0.0700 0.0500 - -
Announcement Date 3/31/19 5/14/20 3/25/21 3/17/22 3/2/23 4/29/24
1JOD in Million2JOD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 5.81 4.74 5.58 6.66 7.27 2.17
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 -1.28 -0.08 1.05 2.06 0.82 8.12
ROE (net income / shareholders' equity) 10.7% 12.5% 11.4% 6.19% -8.21% 1.32%
ROA (Net income/ Total Assets) 2.68% 4.24% 3.6% 2.07% -1.92% -0.25%
Assets 1 41.09 33.92 39.54 38.22 53.49 -58.58
Book Value Per Share 2 1.180 1.350 1.390 1.420 1.330 1.050
Cash Flow per Share 2 0.8800 0.7700 0.7700 0.8800 0.8400 0.2200
Capex 1 0.12 0.1 0.04 0 0.12 0.04
Capex / Sales 0.49% 0.37% 0.14% 0.02% 0.38% 0.1%
Announcement Date 3/31/19 5/14/20 3/25/21 3/17/22 3/2/23 4/29/24
1JOD in Million2JOD
Estimates
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