Market Closed -
Nasdaq
04:00:00 2024-06-07 pm EDT
|
5-day change
|
1st Jan Change
|
42.79
USD
|
-3.97%
|
|
-0.47%
|
+41.13%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
3,944
|
3,593
|
1,635
|
272.7
|
394.2
|
565.9
|
-
|
-
|
Enterprise Value (EV)
1 |
3,944
|
4,034
|
2,028
|
789.9
|
810.9
|
958.6
|
934.8
|
565.9
|
P/E ratio
|
249
x
|
-73.8
x
|
24.3
x
|
-1.45
x
|
-3.21
x
|
76.2
x
|
48.5
x
|
41.7
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
3.56
x
|
3.95
x
|
1.49
x
|
0.28
x
|
0.59
x
|
0.8
x
|
0.69
x
|
0.61
x
|
EV / Revenue
|
3.56
x
|
4.43
x
|
1.85
x
|
0.8
x
|
1.21
x
|
1.35
x
|
1.15
x
|
0.61
x
|
EV / EBITDA
|
19.9
x
|
32.6
x
|
15.1
x
|
9.35
x
|
10.3
x
|
10.4
x
|
8.35
x
|
4.3
x
|
EV / FCF
|
-
|
58.3
x
|
21.1
x
|
25.1
x
|
14.7
x
|
30.3
x
|
12.1
x
|
13.4
x
|
FCF Yield
|
-
|
1.71%
|
4.74%
|
3.99%
|
6.79%
|
3.3%
|
8.26%
|
7.44%
|
Price to Book
|
9.83
x
|
9.85
x
|
3.61
x
|
1.31
x
|
3.16
x
|
4.03
x
|
3.63
x
|
-
|
Nbr of stocks (in thousands)
|
12,999
|
13,123
|
13,335
|
12,786
|
13,003
|
13,225
|
-
|
-
|
Reference price
2 |
303.4
|
273.8
|
122.6
|
21.33
|
30.32
|
42.79
|
42.79
|
42.79
|
Announcement Date
|
2/25/20
|
2/25/21
|
2/25/22
|
2/27/23
|
2/27/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
1,107
|
910
|
1,098
|
985
|
672.5
|
710.5
|
814.7
|
925.9
|
EBITDA
1 |
198.2
|
123.7
|
134.7
|
84.46
|
78.49
|
91.96
|
111.9
|
131.7
|
EBIT
1 |
50.73
|
-6.603
|
8.031
|
-32.76
|
-40.61
|
29.48
|
46.52
|
62.92
|
Operating Margin
|
4.58%
|
-0.73%
|
0.73%
|
-3.33%
|
-6.04%
|
4.15%
|
5.71%
|
6.8%
|
Earnings before Tax (EBT)
1 |
30.98
|
-42.53
|
84.44
|
-54.93
|
-124.9
|
6.564
|
26.6
|
19.36
|
Net income
1 |
17.83
|
-48.26
|
69.12
|
-188
|
-122.4
|
5.535
|
20.48
|
14.44
|
Net margin
|
1.61%
|
-5.3%
|
6.29%
|
-19.08%
|
-18.2%
|
0.78%
|
2.51%
|
1.56%
|
EPS
2 |
1.220
|
-3.710
|
5.050
|
-14.69
|
-9.460
|
0.5615
|
0.8828
|
1.025
|
Free Cash Flow
1 |
-
|
69.15
|
96.19
|
31.53
|
55.04
|
31.62
|
77.17
|
42.09
|
FCF margin
|
-
|
7.6%
|
8.76%
|
3.2%
|
8.18%
|
4.45%
|
9.47%
|
4.55%
|
FCF Conversion (EBITDA)
|
-
|
55.9%
|
71.42%
|
37.33%
|
70.13%
|
34.39%
|
68.97%
|
31.95%
|
FCF Conversion (Net income)
|
-
|
-
|
139.18%
|
-
|
-
|
571.34%
|
376.73%
|
291.41%
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/25/20
|
2/25/21
|
2/25/22
|
2/27/23
|
2/27/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
258.3
|
283.2
|
261.9
|
237.8
|
202.1
|
200.5
|
182.5
|
155.2
|
134.4
|
167.8
|
184.5
|
186
|
172.3
|
188.2
|
202
|
EBITDA
1 |
24.72
|
29.37
|
28.6
|
9.786
|
16.71
|
14.52
|
26.67
|
21.83
|
15.46
|
21.55
|
24.05
|
25.03
|
21.4
|
24.36
|
27.33
|
EBIT
1 |
-8.029
|
-2.934
|
-3.894
|
-18.58
|
-7.352
|
-13.01
|
6.613
|
-33.99
|
-0.221
|
7.179
|
7.912
|
8.936
|
6.615
|
8.296
|
11.79
|
Operating Margin
|
-3.11%
|
-1.04%
|
-1.49%
|
-7.81%
|
-3.64%
|
-6.49%
|
3.62%
|
-21.9%
|
-0.16%
|
4.28%
|
4.29%
|
4.81%
|
3.84%
|
4.41%
|
5.84%
|
Earnings before Tax (EBT)
1 |
60.18
|
-10.44
|
-10.38
|
-22.8
|
-11.34
|
13.9
|
0.1
|
-152
|
13.12
|
1.6
|
2.77
|
3.989
|
0.5008
|
6.646
|
9.341
|
Net income
1 |
47.92
|
-10.83
|
-8.038
|
-158.7
|
-10.4
|
13.46
|
-0.115
|
-148.5
|
12.72
|
1.016
|
2.409
|
2.194
|
-0.9002
|
6.149
|
8.514
|
Net margin
|
18.56%
|
-3.82%
|
-3.07%
|
-66.73%
|
-5.15%
|
6.71%
|
-0.06%
|
-95.66%
|
9.47%
|
0.61%
|
1.31%
|
1.18%
|
-0.52%
|
3.27%
|
4.21%
|
EPS
2 |
3.530
|
-0.8400
|
-0.6300
|
-12.44
|
-0.8100
|
1.040
|
-0.0100
|
-11.43
|
0.9800
|
0.0800
|
0.3727
|
0.1759
|
-0.0652
|
0.1350
|
0.2550
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/25/22
|
5/5/22
|
7/28/22
|
11/3/22
|
2/27/23
|
5/2/23
|
7/27/23
|
10/31/23
|
2/27/24
|
4/30/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
441
|
393
|
517
|
417
|
393
|
369
|
-
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
3.569
x
|
2.917
x
|
6.123
x
|
5.309
x
|
4.271
x
|
3.297
x
|
-
|
Free Cash Flow
1 |
-
|
69.2
|
96.2
|
31.5
|
55
|
31.6
|
77.2
|
42.1
|
ROE (net income / shareholders' equity)
|
22%
|
5.69%
|
5.28%
|
4.23%
|
17.8%
|
27.9%
|
38.3%
|
-
|
ROA (Net income/ Total Assets)
|
8.94%
|
2.04%
|
1.72%
|
1.11%
|
2.95%
|
5.14%
|
6.57%
|
-
|
Assets
1 |
199.4
|
-2,361
|
4,010
|
-16,908
|
-4,155
|
107.8
|
311.6
|
-
|
Book Value Per Share
2 |
30.90
|
27.80
|
33.90
|
16.30
|
9.590
|
10.60
|
11.80
|
-
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
-
|
42.1
|
35.1
|
11.4
|
12.5
|
11
|
11.4
|
12.4
|
Capex / Sales
|
-
|
4.63%
|
3.19%
|
1.16%
|
1.86%
|
1.55%
|
1.39%
|
1.34%
|
Announcement Date
|
2/25/20
|
2/25/21
|
2/25/22
|
2/27/23
|
2/27/24
|
-
|
-
|
-
|
Last Close Price
42.79
USD Average target price
53.25
USD Spread / Average Target +24.44% Consensus |
1st Jan change
|
Capi.
|
---|
| +41.13% | 566M | | -2.50% | 53.22B | | -6.30% | 30.18B | | +51.60% | 26.87B | | +30.57% | 25.27B | | +14.43% | 17.55B | | +8.12% | 13.47B | | +22.31% | 11.23B | | +19.51% | 8.52B | | -29.82% | 7.39B |
Other Consumer Lending
|