NU HOLDINGS LTD. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 11.66 USD | -0.47% |
|
-0.89% | +39.92% |
| May. 15 | Susquehanna Adjusts Price Target on Nu Holdings to $14 From $12, Keeps Positive Rating | MT |
| May. 15 | Transcript : Nu Holdings Ltd., Q1 2024 Earnings Call, May 14, 2024 |
Valuation
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 43,229 | 19,070 | 39,608 | 55,747 | - | - |
| Enterprise Value (EV) 1 | 43,229 | 19,070 | 39,608 | 55,747 | 55,747 | 55,747 |
| P/E ratio | -91.1 x | -52.2 x | 39.3 x | 31.6 x | 21 x | 15.2 x |
| Yield | - | - | - | - | - | - |
| Capitalization / Revenue | 25.5 x | 3.98 x | 4.93 x | 4.9 x | 3.8 x | 2.99 x |
| EV / Revenue | 25.5 x | 3.98 x | 4.93 x | 4.9 x | 3.8 x | 2.99 x |
| EV / EBITDA | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - |
| Price to Book | 9.74 x | - | 6.2 x | 6.73 x | 5.05 x | 3.81 x |
| Nbr of stocks (in thousands) | 4,608,684 | 4,685,564 | 4,754,910 | 4,781,088 | - | - |
| Reference price 2 | 9.380 | 4.070 | 8.330 | 11.66 | 11.66 | 11.66 |
| Announcement Date | 2/22/22 | 2/14/23 | 2/22/24 | - | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | - | 1,698 | 4,792 | 8,029 | 11,381 | 14,664 | 18,627 |
| EBITDA | - | - | - | - | - | - | - |
| EBIT 1 | - | -170.2 | -308.9 | 1,539 | 2,702 | 4,075 | 6,911 |
| Operating Margin | - | -10.02% | -6.45% | 19.17% | 23.74% | 27.79% | 37.1% |
| Earnings before Tax (EBT) 1 | - | -170.2 | -308.9 | 1,539 | 2,713 | 3,982 | 5,740 |
| Net income 1 | -171.5 | -165 | -364.6 | 1,031 | 1,792 | 2,635 | 3,794 |
| Net margin | - | -9.72% | -7.61% | 12.84% | 15.75% | 17.97% | 20.37% |
| EPS 2 | -0.1304 | -0.1030 | -0.0780 | 0.2121 | 0.3690 | 0.5540 | 0.7662 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share 2 | - | - | - | - | - | - | - |
| Announcement Date | 11/30/21 | 2/22/22 | 2/14/23 | 2/22/24 | - | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 636 | 877.3 | 1,158 | 1,307 | 1,451 | 1,619 | 1,869 | 2,137 | 2,405 | 2,736 | 2,882 | 2,995 | 3,241 | 3,355 | 3,593 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | -88.5 | -67.65 | -24.61 | 5.107 | -221.7 | 243.6 | 324 | 411.5 | 559.9 | 578.5 | 635 | 689 | 779.6 | 847 | 821.5 |
| Operating Margin | -13.92% | -7.71% | -2.13% | 0.39% | -15.29% | 15.05% | 17.34% | 19.26% | 23.28% | 21.15% | 22.03% | 23% | 24.05% | 25.25% | 22.86% |
| Earnings before Tax (EBT) 1 | -88.5 | -67.65 | -24.61 | 5.107 | -221.7 | 243.6 | 324 | 411.5 | 559.9 | 578.5 | 617 | 662.7 | 739.3 | 772 | 821.5 |
| Net income 1 | -66.08 | -45.1 | -29.7 | 7.8 | -297.6 | 141.8 | 224.9 | 303 | 360.9 | 378.8 | 413 | 454.3 | 483.3 | 519.5 | 552.5 |
| Net margin | -10.39% | -5.14% | -2.57% | 0.6% | -20.52% | 8.76% | 12.03% | 14.18% | 15.01% | 13.85% | 14.33% | 15.17% | 14.91% | 15.49% | 15.38% |
| EPS 2 | -0.0300 | -0.009700 | -0.006400 | 0.001600 | -0.0637 | 0.0294 | 0.0464 | 0.0624 | 0.0740 | 0.0775 | 0.0872 | 0.0971 | 0.1053 | 0.1148 | 0.1210 |
| Dividend per Share 2 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 2/22/22 | 5/16/22 | 8/15/22 | 11/14/22 | 2/14/23 | 5/15/23 | 8/15/23 | 11/14/23 | 2/22/24 | 5/14/24 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | - | -6.76% | - | 18.2% | 25.3% | 29.4% | 29.8% |
| ROA (Net income/ Total Assets) | - | -1.1% | - | 2.81% | 3.85% | 3.59% | 4.07% |
| Assets 1 | - | 15,006 | - | 36,631 | 46,578 | 73,496 | 93,334 |
| Book Value Per Share 2 | - | 0.9600 | - | 1.340 | 1.730 | 2.310 | 3.060 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 11/30/21 | 2/22/22 | 2/14/23 | 2/22/24 | - | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
11.66
USD
Average target price
12.46
USD
Spread / Average Target
+6.84%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +39.92% | 55.75B | |
| +20.43% | 590B | |
| +16.75% | 307B | |
| +23.30% | 257B | |
| +24.18% | 213B | |
| +25.81% | 190B | |
| +29.53% | 172B | |
| +9.68% | 164B | |
| +8.46% | 151B | |
| +8.26% | 135B |
- Stock Market
- Equities
- NU Stock
- Financials Nu Holdings Ltd.
