Ratings Orrstown Financial Services, Inc.

Equities

ORRF

US6873801053

Market Closed - Nasdaq Other stock markets 03:59:51 2024-05-29 pm EDT			5-day change	1st Jan Change
25.86 ^USD	-1.90%		-3.58%	-12.34%

Apr. 30	Transcript : Orrstown Financial Services, Inc. - Shareholder/Analyst Call
Apr. 23	Orrstown Financial Services, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2024	CI

Strengths

The prospective high growth for the next fiscal years is among the main assets of the company
The group's activity appears highly profitable thanks to its outperforming net margins.
With a P/E ratio at 13.88 for the current year and 6.39 for next year, earnings multiples are highly attractive compared with competitors.
The company appears to be poorly valued given its net asset value.
Over the last twelve months, the sales forecast has been frequently revised upwards.
There is high visibility into the group's activities for the coming years. Outlooks on future revenues from analysts covering the equity remain similar. Such hardly dispersed estimates support highly predictable sales for the current and upcoming fiscal years.
The divergence of price targets given by the various analysts who make up the consensus is relatively low, suggesting a consensus method of evaluating the company and its prospects.

Weaknesses

The company's currently anticipated earnings per share (EPS) growth for the next few years is a notable weakness.
For the last 12 months, analysts have been regularly downgrading their EPS expectations. Analysts predict worse results for the company against their predictions a year ago.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Banks

	1st Jan change	Capi.	Investor Rating	ESG Refinitiv
ORRSTOWN FINANCIAL SERVICES, INC.	-12.34%	283M		C
AGRICULTURAL BANK OF CHINA LIMITED	+24.25%	211B		C+
PT BANK CENTRAL ASIA TBK	-2.66%	71.24B		A-
ANZ GROUP HOLDINGS LIMITED	+6.87%	57.15B		C+
INDUSTRIAL BANK CO., LTD.	+11.47%	52.52B		B-
CRÉDIT AGRICOLE S.A.	+14.69%	52.37B		B-
CHINA CITIC BANK CO., LTD.	+32.61%	48.42B		B
JAPAN POST BANK CO., LTD.	+5.95%	35.14B		B-
QATAR NATIONAL BANK (Q.P.S.C.)	-21.60%	32.98B		A-
INVEST BANK	-96.60%	32.24B	-	D

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes