Financials Peoples Financial Corporation

Equities

PFBX

US71103B1026

Banks

Market Closed - OTC Markets 11:36:11 2024-05-29 am EDT 5-day change 1st Jan Change
15.52 USD -.--% Intraday chart for Peoples Financial Corporation +1.44% -6.51%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 56.85 54.13 65.86 77.89 67.83 77.38
Enterprise Value (EV) 1 76.32 28.61 -24.7 28.79 35 73.09
P/E ratio 92 x 32.2 x -24 x 9.4 x 7.59 x 8.47 x
Yield 0.17% 0.27% 0.52% 0.9% 1.52% -
Capitalization / Revenue 2.46 x 2.25 x 3.51 x 2.47 x 2.39 x 2.3 x
EV / Revenue 3.31 x 1.19 x -1.32 x 0.91 x 1.23 x 2.17 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.65 x 0.57 x 0.69 x 0.85 x 1.23 x 1.12 x
Nbr of stocks (in thousands) 4,943 4,943 4,879 4,678 4,678 4,662
Reference price 2 11.50 10.95 13.50 16.65 14.50 16.60
Announcement Date 3/13/19 3/13/20 3/29/21 3/25/22 3/15/23 3/20/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 23.07 24.05 18.75 31.6 28.36 33.64
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 0.593 1.679 -2.751 8.641 6.51 11.29
Net income 1 0.629 1.679 -2.751 8.579 8.941 9.166
Net margin 2.73% 6.98% -14.67% 27.15% 31.52% 27.25%
EPS 2 0.1250 0.3397 -0.5622 1.771 1.911 1.961
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.0200 0.0300 0.0700 0.1500 0.2200 -
Announcement Date 3/13/19 3/13/20 3/29/21 3/25/22 3/15/23 3/20/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 19.5 - - - - -
Net Cash position 1 - 25.5 90.6 49.1 32.8 4.29
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 0.71% 1.84% -2.9% 9.2% 12.2% 14.7%
ROA (Net income/ Total Assets) 0.1% 0.28% -0.44% 1.15% 1.06% 1.1%
Assets 1 634.1 605.9 631.4 743.5 840.3 829.7
Book Value Per Share 2 17.60 19.20 19.40 19.60 11.80 14.90
Cash Flow per Share 2 3.370 5.870 18.80 10.70 7.020 4.890
Capex 1 0.69 0.46 0.44 1.94 2.17 2.54
Capex / Sales 2.99% 1.9% 2.35% 6.15% 7.66% 7.54%
Announcement Date 3/13/19 3/13/20 3/29/21 3/25/22 3/15/23 3/20/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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