Real-time Estimate
Cboe BZX
01:47:29 2024-06-12 pm EDT
|
5-day change
|
1st Jan Change
|
31.05
USD
|
+3.60%
|
|
-0.70%
|
+8.76%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
5,061
|
3,879
|
3,789
|
2,994
|
4,373
|
4,513
|
-
|
-
|
Enterprise Value (EV)
1 |
5,061
|
3,879
|
3,789
|
2,994
|
4,373
|
4,513
|
4,513
|
4,513
|
P/E ratio
|
7.86
x
|
10.1
x
|
6.69
x
|
4.38
x
|
7.57
x
|
8.3
x
|
8.22
x
|
7.38
x
|
Yield
|
0.04%
|
2.47%
|
2.58%
|
4.2%
|
3.15%
|
3.27%
|
3.34%
|
3.34%
|
Capitalization / Revenue
|
3.31
x
|
2.7
x
|
2.85
x
|
2.51
x
|
3.52
x
|
3.49
x
|
3.34
x
|
3.14
x
|
EV / Revenue
|
3.31
x
|
2.7
x
|
2.85
x
|
2.51
x
|
3.52
x
|
3.49
x
|
3.34
x
|
3.14
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.25
x
|
0.91
x
|
0.87
x
|
0.76
x
|
0.99
x
|
0.95
x
|
0.88
x
|
0.79
x
|
Nbr of stocks (in thousands)
|
201,149
|
191,557
|
179,333
|
157,025
|
153,160
|
150,578
|
-
|
-
|
Reference price
2 |
25.16
|
20.25
|
21.13
|
19.07
|
28.55
|
29.97
|
29.97
|
29.97
|
Announcement Date
|
2/5/20
|
2/24/21
|
2/22/22
|
2/8/23
|
2/7/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
1,527
|
1,439
|
1,330
|
1,191
|
1,241
|
1,295
|
1,349
|
1,437
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
868.9
|
451.5
|
781.5
|
1,132
|
829.8
|
737.5
|
714.5
|
-
|
Operating Margin
|
56.9%
|
31.38%
|
58.77%
|
95.06%
|
66.89%
|
56.96%
|
52.95%
|
-
|
Earnings before Tax (EBT)
1 |
849
|
479.4
|
764.8
|
952.8
|
767.5
|
701.8
|
670.8
|
-
|
Net income
1 |
672.3
|
393.6
|
600.7
|
742.9
|
603.1
|
552.1
|
537
|
590.3
|
Net margin
|
44.03%
|
27.36%
|
45.17%
|
62.39%
|
48.62%
|
42.64%
|
39.79%
|
41.07%
|
EPS
2 |
3.200
|
2.000
|
3.160
|
4.350
|
3.770
|
3.609
|
3.646
|
4.061
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.0100
|
0.5000
|
0.5450
|
0.8000
|
0.9000
|
0.9800
|
1.000
|
1.000
|
Announcement Date
|
2/5/20
|
2/24/21
|
2/22/22
|
2/8/23
|
2/7/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
338.4
|
293
|
286.8
|
296.2
|
314.7
|
310.6
|
290.4
|
313.5
|
328.6
|
319.4
|
322.7
|
324.7
|
328.1
|
331.8
|
335.2
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
246.6
|
277.8
|
316.5
|
295.7
|
241.9
|
-
|
197.8
|
218.6
|
197.8
|
209.8
|
183.4
|
175.1
|
169.2
|
178.2
|
177.2
|
Operating Margin
|
72.87%
|
94.83%
|
110.35%
|
99.83%
|
76.86%
|
-
|
68.09%
|
69.72%
|
60.19%
|
65.7%
|
56.84%
|
53.93%
|
51.57%
|
53.72%
|
52.86%
|
Earnings before Tax (EBT)
1 |
246.5
|
234.1
|
259.9
|
255.5
|
203.3
|
204
|
182.7
|
201
|
179.8
|
198.6
|
171.7
|
174.6
|
172.2
|
168.2
|
169.5
|
Net income
1 |
193.4
|
181.1
|
201.2
|
198.3
|
162.3
|
157.8
|
146.1
|
156.6
|
142.7
|
152.4
|
134
|
134.5
|
131.3
|
130.6
|
135.7
|
Net margin
|
57.17%
|
61.82%
|
70.14%
|
66.94%
|
51.58%
|
50.79%
|
50.3%
|
49.94%
|
43.42%
|
47.7%
|
41.52%
|
41.43%
|
40.02%
|
39.37%
|
40.49%
|
EPS
2 |
1.070
|
1.010
|
1.150
|
1.200
|
1.010
|
0.9800
|
0.9100
|
0.9800
|
0.9100
|
0.9800
|
0.8681
|
0.8786
|
0.8668
|
0.8768
|
0.9186
|
Dividend per Share
2 |
0.1400
|
0.2000
|
0.2000
|
0.2000
|
0.2000
|
0.2250
|
0.2250
|
0.2250
|
0.2250
|
-
|
0.2450
|
0.2450
|
0.2450
|
0.2500
|
0.2500
|
Announcement Date
|
2/22/22
|
5/3/22
|
8/1/22
|
11/2/22
|
2/8/23
|
5/3/23
|
8/2/23
|
11/1/23
|
2/7/24
|
5/1/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
17.9%
|
8.2%
|
14%
|
20.3%
|
14.5%
|
13.4%
|
11.6%
|
11.5%
|
ROA (Net income/ Total Assets)
|
10.2%
|
5.34%
|
7.61%
|
9.97%
|
8.23%
|
7.7%
|
7.2%
|
-
|
Assets
1 |
6,561
|
7,378
|
7,894
|
7,451
|
7,329
|
7,170
|
7,458
|
-
|
Book Value Per Share
2 |
20.10
|
22.40
|
24.30
|
25.00
|
28.70
|
31.40
|
34.20
|
37.90
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/5/20
|
2/24/21
|
2/22/22
|
2/8/23
|
2/7/24
|
-
|
-
|
-
|
Last Close Price
29.97
USD Average target price
32.64
USD Spread / Average Target +8.92% Consensus |
1st Jan change
|
Capi.
|
---|
| +4.97% | 4.51B | | +58.57% | 70.34B | | +9.54% | 49.25B | | +9.93% | 47.95B | | +15.45% | 42.65B | | +34.08% | 37.24B | | +71.69% | 32.05B | | +10.88% | 29.27B | | +26.47% | 25.4B | | +47.13% | 21.34B |
Other Property & Casualty Insurance
|