Stock UBA UNITED BANK FOR AFRICA PLC
Add to a list
To use this feature you must be a member
Log inSign up

Financials United Bank for Africa Plc

Equities

UBA

NGUBA0000001

Banks

End-of-day quote Nigerian S.E.
Other stock markets
 06:00:00 2024-04-25 pm EDT 		5-day change 1st Jan Change
23 NGN +0.88% Intraday chart for United Bank for Africa Plc +1.32% -10.33%
Apr. 09 United Bank for Africa Plc Reports Earnings Results for the Full Year Ended December 31, 2023 CI
2023 United Bank for Africa Plc Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2023 CI

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 244,526 295,825 292,050 259,916 877,215 786,587 - -
Enterprise Value (EV) 1 244,526 295,825 292,050 259,916 877,215 786,587 786,587 786,587
P/E ratio 2.84 x 2.7 x 2.37 x 1.57 x 1.47 x 2.49 x 2.63 x 2.09 x
Yield 14% 6.01% 12.4% 14.5% - 7.59% 8.59% 10.9%
Capitalization / Revenue 0.71 x 0.65 x 0.66 x 0.44 x 0.55 x 0.67 x 0.63 x 0.58 x
EV / Revenue 0.71 x 0.65 x 0.66 x 0.44 x 0.55 x 0.67 x 0.63 x 0.58 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.42 x 0.43 x 0.35 x 0.29 x - 0.41 x 0.37 x 0.32 x
Nbr of stocks (in thousands) 34,199,421 34,199,421 36,279,526 34,199,421 34,199,421 34,199,421 - -
Reference price 2 7.150 8.650 8.050 7.600 25.65 23.00 23.00 23.00
Announcement Date 2/28/20 3/8/21 3/7/22 3/30/23 4/8/24 - - -
1NGN in Million2NGN
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 346,293 451,980 442,994 592,922 1,589,325 1,180,442 1,255,154 1,367,846
EBITDA - - - - - - - -
EBIT 1 129,126 157,798 164,008 - 997,685 620,000 522,000 584,517
Operating Margin 37.29% 34.91% 37.02% - 62.77% 52.52% 41.59% 42.73%
Earnings before Tax (EBT) 1 111,287 131,860 153,073 200,876 757,680 399,760 384,551 497,691
Net income 1 86,220 109,327 118,678 170,277 598,285 318,631 301,885 376,579
Net margin 24.9% 24.19% 26.79% 28.72% 37.64% 26.99% 24.05% 27.53%
EPS 2 2.520 3.200 3.390 4.840 17.49 9.233 8.743 11.01
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.000 0.5200 1.000 1.100 - 1.745 1.975 2.500
Announcement Date 2/28/20 3/8/21 3/7/22 3/30/23 4/8/24 - - -
1NGN in Million2NGN
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2022 S1 2023 Q1
Net sales 196,709 - -
EBITDA - - -
EBIT 64,583 - -
Operating Margin 32.83% - -
Earnings before Tax (EBT) - - -
Net income 42,530 67,686 -
Net margin 21.62% - -
EPS 1 1.240 - 1.470
Dividend per Share - - -
Announcement Date 9/1/20 9/8/22 4/13/23
1NGN
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 16.2% 17.2% 15.6% 19.7% - 17.3% 15% 16.1%
ROA (Net income/ Total Assets) 1.65% 1.64% 1.43% 1.76% - 1.8% 1.53% 1.7%
Assets 1 5,236,880 6,659,377 8,313,113 9,674,830 - 17,701,704 19,688,217 22,151,706
Book Value Per Share 2 16.90 20.30 22.70 25.90 - 56.20 61.80 72.80
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/28/20 3/8/21 3/7/22 3/30/23 4/8/24 - - -
1NGN in Million2NGN
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for United Bank for Africa Plc

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
23 NGN
Average target price
33.95 NGN
Spread / Average Target
+47.61%
Consensus

EPS Revisions

Estimates Revisions

Annual profits - Rate of surprise

Company calendar

Sector Commercial Banks

1st Jan change Capi.
UNITED BANK FOR AFRICA PLC Stock United Bank for Africa Plc
-10.33% 591M
AGRICULTURAL BANK OF CHINA LIMITED Stock Agricultural Bank of China Limited
+16.61% 210B
PT BANK CENTRAL ASIA TBK Stock PT Bank Central Asia Tbk
+2.39% 73.14B
ANZ GROUP HOLDINGS LIMITED Stock ANZ Group Holdings Limited
+7.99% 54.82B
INDUSTRIAL BANK CO., LTD. Stock Industrial Bank Co., Ltd.
+1.36% 47.1B
CRÉDIT AGRICOLE S.A. Stock Crédit Agricole S.A.
+13.25% 47B
CHINA CITIC BANK CO., LTD. Stock China CITIC Bank Co., Ltd.
+19.29% 44.81B
JAPAN POST BANK CO., LTD. Stock JAPAN POST BANK Co., Ltd.
+10.93% 36.6B
QATAR NATIONAL BANK (Q.P.S.C.) Stock Qatar National Bank (Q.P.S.C.)
-16.21% 35.14B
INVEST BANK Stock Invest bank
-.--% 32.24B
Commercial Banks
  1. Stock Market
  2. Equities
  3. UBA Stock
  4. Financials United Bank for Africa Plc