Market Closed -
Sao Paulo
04:07:00 2024-05-31 pm EDT
|
5-day change
|
1st Jan Change
|
5.95
BRL
|
-12.76%
|
|
-2.94%
|
-17.93%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
2,258
|
1,286
|
1,273
|
1,121
|
1,159
|
951.4
|
-
|
-
|
Enterprise Value (EV)
1 |
2,218
|
1,029
|
1,049
|
1,214
|
1,159
|
664.4
|
759.4
|
817.4
|
P/E ratio
|
10.6
x
|
-
|
6.77
x
|
7.01
x
|
8.19
x
|
5.91
x
|
5.26
x
|
4.68
x
|
Yield
|
4.74%
|
8.96%
|
8.07%
|
6.35%
|
-
|
3.36%
|
6.43%
|
7.19%
|
Capitalization / Revenue
|
3.31
x
|
1.6
x
|
1.56
x
|
1.18
x
|
1.03
x
|
0.98
x
|
0.95
x
|
0.9
x
|
EV / Revenue
|
3.25
x
|
1.28
x
|
1.28
x
|
1.28
x
|
1.03
x
|
0.68
x
|
0.76
x
|
0.77
x
|
EV / EBITDA
|
5.61
x
|
2.74
x
|
2.98
x
|
2.82
x
|
2
x
|
1.14
x
|
1.29
x
|
1.34
x
|
EV / FCF
|
8,388,475
x
|
-
|
4,833,134
x
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
0%
|
-
|
0%
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
-
|
-
|
4.06
x
|
2.96
x
|
-
|
1.58
x
|
1.37
x
|
1.2
x
|
Nbr of stocks (in thousands)
|
159,907
|
159,907
|
159,907
|
159,907
|
159,907
|
159,907
|
-
|
-
|
Reference price
2 |
14.12
|
8.040
|
7.960
|
7.010
|
7.250
|
5.950
|
5.950
|
5.950
|
Announcement Date
|
2/21/20
|
3/4/21
|
3/9/22
|
3/16/23
|
3/27/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
681.9
|
803
|
816.8
|
948.9
|
1,121
|
970
|
1,004
|
1,061
|
EBITDA
1 |
395.2
|
374.9
|
352
|
430
|
580.1
|
585
|
588.1
|
611
|
EBIT
1 |
360.5
|
-
|
323.2
|
342.4
|
576.7
|
454.5
|
464.8
|
484.3
|
Operating Margin
|
52.86%
|
-
|
39.57%
|
36.08%
|
51.42%
|
46.85%
|
46.32%
|
45.64%
|
Earnings before Tax (EBT)
1 |
361.3
|
308.3
|
314.9
|
282.1
|
349.7
|
389.4
|
433.7
|
481.6
|
Net income
1 |
213.9
|
194.7
|
188
|
134.7
|
141.6
|
161
|
180.9
|
203.2
|
Net margin
|
31.37%
|
24.25%
|
23.02%
|
14.19%
|
12.62%
|
16.59%
|
18.02%
|
19.15%
|
EPS
2 |
1.338
|
-
|
1.176
|
1.000
|
0.8854
|
1.007
|
1.131
|
1.271
|
Free Cash Flow
|
264.4
|
-
|
217
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
38.77%
|
-
|
26.57%
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
66.89%
|
-
|
61.66%
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
123.59%
|
-
|
115.45%
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.6688
|
0.7200
|
0.6423
|
0.4452
|
-
|
0.2000
|
0.3828
|
0.4277
|
Announcement Date
|
2/21/20
|
3/4/21
|
3/9/22
|
3/16/23
|
3/27/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
---|
Net sales
1 |
178.1
|
214.3
|
245.5
|
190.8
|
250.6
|
260.2
|
251.7
|
229.2
|
321.9
|
291.1
|
227
|
243
|
251
|
EBITDA
1 |
65.5
|
93.6
|
110.8
|
134.4
|
91.2
|
108.1
|
125.4
|
159.3
|
-
|
157.8
|
135
|
145
|
149
|
EBIT
1 |
59.4
|
80.8
|
90.13
|
112.6
|
48.87
|
85.85
|
-
|
-
|
-
|
128
|
107
|
118
|
122
|
Operating Margin
|
33.35%
|
37.71%
|
36.72%
|
59.01%
|
19.51%
|
32.99%
|
-
|
-
|
-
|
43.97%
|
47.14%
|
48.56%
|
48.61%
|
Earnings before Tax (EBT)
1 |
64.27
|
65.94
|
75.9
|
91.3
|
49
|
55.78
|
-
|
-
|
-
|
106.6
|
90
|
101
|
109
|
Net income
1 |
-
|
-
|
35.58
|
-
|
-
|
13.96
|
-
|
44.5
|
58.17
|
37.49
|
36
|
43
|
46
|
Net margin
|
-
|
-
|
14.49%
|
-
|
-
|
5.37%
|
-
|
19.42%
|
18.07%
|
12.88%
|
15.86%
|
17.7%
|
18.33%
|
EPS
2 |
0.2206
|
0.2225
|
0.2065
|
0.3267
|
0.2443
|
0.0873
|
-
|
0.2786
|
0.3638
|
0.2345
|
0.2250
|
0.2668
|
0.2900
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
0.4452
|
-
|
-
|
-
|
-
|
-
|
0.0600
|
0.0700
|
0.0700
|
Announcement Date
|
3/9/22
|
5/12/22
|
8/11/22
|
11/10/22
|
3/16/23
|
5/11/23
|
8/10/23
|
11/13/23
|
3/27/24
|
5/9/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
-
|
-
|
92.9
|
-
|
-
|
-
|
-
|
Net Cash position
1 |
40.3
|
257
|
224
|
-
|
-
|
287
|
192
|
134
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
0.2161
x
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
264
|
-
|
217
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
120%
|
-
|
62.9%
|
57.2%
|
-
|
25.4%
|
25.5%
|
27.3%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
15.6%
|
8.85%
|
-
|
6.26%
|
6.91%
|
7.62%
|
Assets
1 |
-
|
-
|
1,203
|
1,522
|
-
|
2,573
|
2,619
|
2,668
|
Book Value Per Share
2 |
-
|
-
|
1.960
|
2.370
|
-
|
3.770
|
4.330
|
4.970
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
19.5
|
-
|
6.6
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
2.87%
|
-
|
0.81%
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/21/20
|
3/4/21
|
3/9/22
|
3/16/23
|
3/27/24
|
-
|
-
|
-
|
Last Close Price
5.95
BRL Average target price
9.333
BRL Spread / Average Target +56.86% Consensus |
1st Jan change
|
Capi.
|
---|
| -17.93% | 189M | | +12.65% | 54.43B | | +5.84% | 25.7B | | +25.88% | 25.03B | | +15.27% | 8.65B | | +29.08% | 6.57B | | -5.15% | 4B | | -.--% | 3.29B | | +40.22% | 2.28B | | +6.49% | 2.23B |
Insurance Brokers
|