Market Closed -
Nyse
04:00:02 2024-05-31 pm EDT
|
5-day change
|
1st Jan Change
|
1.81
USD
|
+1.69%
|
|
-6.70%
|
-48.58%
|
Fiscal Period: December |
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
640.4
|
276.1
|
628.6
|
329.9
|
-
|
-
|
Enterprise Value (EV)
1 |
640.4
|
276.1
|
628.6
|
329.9
|
329.9
|
329.9
|
P/E ratio
|
5.52
x
|
-0.94
x
|
-5.59
x
|
-7.68
x
|
7.24
x
|
10.2
x
|
Yield
|
17.7%
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
0.17
x
|
0.22
x
|
0.65
x
|
0.3
x
|
0.25
x
|
0.22
x
|
EV / Revenue
|
0.17
x
|
0.22
x
|
0.65
x
|
0.3
x
|
0.25
x
|
0.22
x
|
EV / EBITDA
|
0.74
x
|
-0.58
x
|
33.2
x
|
2.04
x
|
0.92
x
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
0.95
x
|
-
|
-
|
0.89
x
|
0.79
x
|
0.68
x
|
Nbr of stocks (in thousands)
|
133,407
|
167,348
|
178,584
|
182,263
|
-
|
-
|
Reference price
2 |
4.800
|
1.650
|
3.520
|
1.810
|
1.810
|
1.810
|
Announcement Date
|
2/1/22
|
3/8/23
|
3/12/24
|
-
|
-
|
-
|
Fiscal Period: December |
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
4,312
|
3,725
|
1,256
|
974
|
1,092
|
1,339
|
1,512
|
EBITDA
1 |
-
|
869.4
|
-472.1
|
18.91
|
161.6
|
358
|
-
|
EBIT
1 |
-
|
833.8
|
-514.3
|
-104.2
|
29.7
|
279.8
|
-
|
Operating Margin
|
-
|
22.39%
|
-40.95%
|
-10.7%
|
2.72%
|
20.9%
|
-
|
Earnings before Tax (EBT)
1 |
-
|
666.5
|
-690
|
-278.3
|
-130.3
|
71.69
|
79.59
|
Net income
1 |
2,013
|
113.5
|
-273
|
-110.1
|
-67.96
|
44.1
|
27.57
|
Net margin
|
46.68%
|
3.05%
|
-21.74%
|
-11.31%
|
-6.22%
|
3.29%
|
1.82%
|
EPS
2 |
-
|
0.8700
|
-1.750
|
-0.6300
|
-0.2357
|
0.2500
|
0.1778
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
-
|
0.8500
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/18/21
|
2/1/22
|
3/8/23
|
3/12/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
705
|
503.3
|
308.6
|
274.2
|
169.7
|
207.9
|
271.8
|
265.7
|
228.6
|
222.8
|
269.2
|
302.2
|
298
|
291
|
343.2
|
EBITDA
1 |
63.75
|
-74.4
|
-191.5
|
-114.1
|
-92.01
|
-29.34
|
6.499
|
18.49
|
14.96
|
2.384
|
20.7
|
65.1
|
73.3
|
72.4
|
87.9
|
EBIT
1 |
54.03
|
-84.95
|
-202.8
|
-124.4
|
-102.1
|
-39.36
|
-15.29
|
7.901
|
-28.46
|
-7.059
|
-2.8
|
29.9
|
41.1
|
52.2
|
65.2
|
Operating Margin
|
7.66%
|
-16.88%
|
-65.72%
|
-45.36%
|
-60.18%
|
-18.93%
|
-5.62%
|
2.97%
|
-12.45%
|
-3.17%
|
-1.04%
|
9.89%
|
13.79%
|
17.94%
|
19%
|
Earnings before Tax (EBT)
1 |
10.89
|
-102.9
|
-252
|
-160.9
|
-174.1
|
-106.6
|
-58.32
|
-39.47
|
-73.94
|
-85.16
|
-32.2
|
22.2
|
28.4
|
17.7
|
33.8
|
Net income
1 |
8.613
|
-34.74
|
-100.9
|
-60.08
|
-77.27
|
-42.91
|
-23.44
|
-16.6
|
-27.19
|
-34.26
|
-15.85
|
-2.276
|
-1.797
|
5.55
|
11.5
|
Net margin
|
1.22%
|
-6.9%
|
-32.7%
|
-21.91%
|
-45.55%
|
-20.64%
|
-8.62%
|
-6.25%
|
-11.89%
|
-15.38%
|
-5.89%
|
-0.75%
|
-0.6%
|
1.91%
|
3.35%
|
EPS
2 |
0.0500
|
-0.2500
|
-0.6600
|
-0.3700
|
-0.4600
|
-0.2500
|
-0.1300
|
-0.0900
|
-0.1500
|
-0.1900
|
-0.0734
|
-0.004180
|
0.003520
|
0.0300
|
0.0600
|
Dividend per Share
2 |
0.0800
|
0.0800
|
-
|
-
|
-
|
0.0800
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/1/22
|
5/10/22
|
8/9/22
|
11/8/22
|
3/8/23
|
5/9/23
|
8/8/23
|
11/7/23
|
3/12/24
|
5/7/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
-
|
33.8%
|
-37.3%
|
-
|
-17.3%
|
14.3%
|
18.6%
|
ROA (Net income/ Total Assets)
|
-
|
4.89%
|
-5.17%
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
2,322
|
5,285
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
-
|
5.050
|
-
|
-
|
2.040
|
2.280
|
2.660
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/18/21
|
2/1/22
|
3/8/23
|
3/12/24
|
-
|
-
|
-
|
Last Close Price
1.81
USD Average target price
2.45
USD Spread / Average Target +35.36% Consensus |
1st Jan change
|
Capi.
|
---|
| -48.58% | 330M | | -5.63% | 49.6B | | -6.53% | 29.44B | | +47.82% | 26.21B | | +31.10% | 25.04B | | +14.69% | 17.59B | | +2.21% | 12.48B | | +22.38% | 10.59B | | +15.54% | 8.1B | | -30.65% | 7.29B |
Other Consumer Lending
|