नेपाल राष्ट्र बैंक पुनरकर्जा कार्यविधि, २०७७ (तेस्रो संशोधन सहित)

g]kfn /fi6« a}+s

k'g/shf{ sfo{ljlw,@)&&

-t];|f];+zf]wg ;lxt_

g]kfn /fi6« a}+s

a}+s tyf ljQLo ;+:yf lgodg ljefu

-1_-2_

-3_-4_-5_-6_-7_-8_

-9_-10_

-11_

-12_

-13_

-14_

-15_

-16_

-17_-18_-19_

ljifo ;"rL
	k]h g+=
kl/R5]]b-!
;+lIfKtgfd / k|f/De	!
kl/efiff	!
kl/R5]b-@
k'g/shf{sf]>f]t	@
k'g/shf{sf] hf]lvd Joxf]g]{ sf]ifsf] >f]t	@
k'g/shf{sf] juL{s/0f	@
k'g/shf{sf] Aofhb/	#
k'g/shf{sf] cjlw	#
k'g/shf{ ;'ljwfsf] ;Ldf	#
kl/R5]b-#
k'g/shf{ k|bfg ug]{ k|lqmof	$
u|fxs C0fL cg';f/ k|bfgg]ul/k'g/shf{ ;DaGwL Joj:yf	%
kl/R5]b-$
k'g/shf{sf] nflu cfj]bg lbg kfpg] Ohfhtkqk|fKt ;+:yf	&
k'g/shf{ ;'ljwfsf nflu of]Uo shf{x¿	&
k'g/shf{ ;'ljwfsf nflu cof]Uo shf{x¿	(
kl/R5]b-%
k'g/shf{ cg'udg tyf lg/LIf0f	(
kl/R5]b-^
Ohfhtkqk|fKt ;+:yfsf]lhDd]jf/L	!)
kl/R5]b-&
k'g/shf{;DaGwL cGo Joj:yfx¿	!!
kl/R5]b-*
b08 / hl/jfgf	!@
afwf c8sfp k'msfp	!@
arfp	!@
cg';"rLx¿-%! ;Dd	!#-#)

1

g]kfn /fi6« a}+s k'g/shf{ sfo{ljlw, @)&&-t];|f];+zf]wg ;lxt_

sf]le8-!( n] cy{tGqdf kf/]sf] k|efjnfO{ ;Daf]wgu/LpBf]u, k]zf, Joj;fosf] k'Tyfg?df ;xof]u k'of{pg k'g/shf{df kx'Frj[l4cleu/L ljBdfgk'g/shf{ ;'ljwfnfO{yk Jojl:yt / k|efjsf/L agfpg] p2]Zon]g]kfn/fi6« a}+sP]g,@)%* sf] bkmf !!) sf] pkbkmf-#_ n]lbPsf] clwsf/ k|of]u u/Lof] sfo{ljlw agfOPsf] 5.

kl/R5]b-! k|f/lDes

!=	;+lIfKt gfd / k|f/DeM-!_ o; sfo{ljwsf]gfd æg]kfn /fi6« a}+sk'g/shf{ sfo{ljlw, @)&Æ
	/x]sf] .5
	-@_	of] sfo{ljlw:jLs[t ePsf] ldltaf6 nfu"x'g]5 .*
@=	kl/efiffM ljifo jf k|;Ën] csf]{ cy{ gnfu]df o;ljlwdf{sfo	-
	-!_	…a}+sÚ eGgfn] g]kfn /fi6« P]g,a}+s@)%* adf]lhd :yfkgf ePsf] g]kfn /fi6«;Demg'a}+s
		k5{.
	-@_	…;~rfns ;ldltÚ eGgfn] g]kfn /fi6« a}+ssf] ;~rfns ;ldltk5{;Demg'.
	-#_	…Aofh cg'bfgsfo{ljlwÚ eGgfn]g]kfn ;/sf/ dlGqkl/ifbaf6 :jLs[t ;x'lnotk"0f{
		shf{sf nfluAofh cg'bfg;DaGwL PsLs[t sfo{ljlw, @)&%;Demg'k5{.
	-$_	…k'g/shf{ÚeGgfn] Ohfhtkqk|fKt ;+:yfn] k|jfx u/]sf];'/Ishf{s0fdfg]kfn /fi6«
		a}+saf6 pknAw u/fOg]] shf{ k5{;Demg'.
	-%_	…c;n shf{Ú eGgfn] g]kfn /fi6« a}+saf6	hf/L ePsf] juL{s/0f;DaGwLshf{
		lgb]{zgadf]lhdsf] c;n shf{ k5{;Demg'.
	-^_	…Ohfhtkqk|fKt;+:yfÚ eGgfn] g]kfn /fi6« a}+saf6 Ohfhtkqk|fKt u/]sf …sÚ, …vÚ …uÚ
		…3Ú ju{sf a}+s tyf ljQLo ;+:yftyf k"jf{wf/ ljsf; a}+s;Demg'k5{ .
	-&_	…n3', 3/]n' tyf ;fgf pBd shf{ÚeGGffn] pBdL :jo+ sf/f]jf/ tyf Joj;fodf ;+nUg
		eO{ ;~rfng ul/Psf pBd, Jofkf/ tyf Joj;fodf k|jfx ePsf] !%? nfv;Ddsf]
		shf{;Demg'k5{ .

• of]sfo{ljlw ldlt @)&*÷)%÷#)df :jLs[lt eO{ sfof{Gjogdf cfPsf] 5 .
  1

kl/R5]b-@

k'g/shf{sf]juL{s/0f, Aofhb/ / cjlw

#=	k'g/shf{sf]>f]tM s[lif tyf pBf]u If]qsf] ljsf;sf] nfluofOPsf]5'6 …ljsf; sf]ifÚ nufot o;
	sfo{lalwsf] a'Fbf g+= $ cg';f/sf cGo >f]taf6 k|fKt /sdnfO{ k'g/shf{sf] hf]lvd Joxf]
	?kdf pkof]u ul/g]5 . sf]le8-!( n] cy{tGqdf kf/]sf] c;/nfO{ ;Daf]wg ug{ yk >f]t cfjZos
	kg]{ ePsf]n] k'g/shf{ k|of]hgsf] nflu k|fKt x'g] s'n >f]t /sdsf] clwstd?= $=!@ u
	@ vj{ !@ cj{ ** s/f]8 ggf£g] a}+sn]u/L,	k'g/shf{ k|bfg ug{ ;Sg] u/L ;Ldf tf]lsPsf]
	sf]le8-!( sf] c;/ Go"g eP;Fu} o; ;LdfnfO{ qmdzM 36fpFb} sf]ifdf pknAwcfwf/df>f]tsf]
	k'g/shf{ ;'ljwf k|bfg ug]{ Joj:yf ldnfOg]5 .
$=	k'g/shf{sf] hf]lvd Joxf]g]{ sf]ifsf] >f]]tM
	k'g/shf{sf] hf]lvd Joxf]g]{ sf]ifsf] >f]tsf]/sdx??kdf b]xfosf/xg]5g.
	-!_	a}+sdf ljBdfg /x]sf] ljsf; sf]ifsf] /sd,
	-@_	;~rfns ;ldltn] tf]s]sf a}+ssfcGosf]ifsf] /sd,
	-#_	bft[ lgsfoaf6 k|fKt eO{ g]kfn ;/sf/af6 :jLs[lt k|bfg ePsf /sd,
	-$_	g]kfn ;/sf/n] k|bfg u/]sf] /sd .
%=	k'g/shf{sf]juL{s/0fM a}+saf6 k|bfg ul/g] k'g/shf{nfO{b]xfoadf]lhdjuL{s/0ful/Psf] 5 .
	-!_	n3', 3/]n' tyf ;fgf pBdk'g/shf{
		pBdL :jo+;+nUg eO{ ;~rfng ul/Psf pBd,fkf/Jo tyf Joj;fodf k|jfx ePsf]
		?=!% nfv;Ddsf] shf{ ;'ljwfsf]u nfk|bfg ul/g]k'g/shf{nfO{n3', 3/]n' tyf ;fgf
		pBd k'g/shf{ dflgg]5 .
	-@_	ljz]if k'g/shf{
		a}+sn] ;do ;dodf s'g} If]q	ljz]ifnfO{ ljz]if k|fyldstfk|bfglbg]ul/g]u/L

k'g/shf{nfO{ ljz]if k'g/shf{ dflgg]5 . o; cGtu{t xfn sfod /x]sf] lgof{t, d pBdL, ckf+utf ePsf JolQmn] ;~rfng u/]sf pBd÷Joj;fo, k|fs[lts k|sf]kaf6 k|efljt If]q,:jf:Yo ;]jf k|bfos ;+:yf, c:ktfn jf pBf]ux?nfO{ lnlSj8 clS;hg Knf06 tyf clS;hg Knf06 :yfkgf ug{, bz d]ufjf6 eGbf ;fgf hnlaB'tcfof]hgfx?, a|f]8j]08 k|j4{g u/L ;j{;fwf/0fdf OG6/g]6 kxF'r k'¥ofpg] u/L b'u{d :yfgx? k'¥ofpg] OG6/g]6 ;]jf k|bfos ;+:yfx?, ljB'tLo e'QmfgL k|0ffnLsf] ;du| Osf] l;: ljsf; / k|j4{gdf nufgL ug]{mfgLe'Q;]jf k|bfos tyf e'QmfgL k|0ffnL ;+rfns / ;~rf/ ;]jf k|bfos ;+:yfx? tyf g]kfn ;/sf/af6 dxfdf/L hGo /f]usf] pkrf/sf] nflu dfGotf k|fKt vf]k pTkfbg ug]{ pBf]u :yfkgfk|bfgug{ ul/Psf] k'g/shf{x¿ kb{5g.

2