Banco de Credito e Inversiones : Corporate Presentation 3Q 2022
November 09, 2022 at 11:01 am EST
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Corporate
Presentation
3Q 2022
Investor Relations Department | Email: Investor_Relations_Bci@Bci.cl
November 2022
Bci at a glance
Leading financial institution in Chile by Assets and Loans
Profitable and financially sound
as of September 2022
US$85.1 bn
US$51.1 bn
(+26.9% YoY)
(+25.5% YoY)
Total assets
Total loans
US$656.5 mm
US$4.30 bn
Net Income YTD
(ROAE 16.9%)
Market Cap1
Credit rating profile:
ESG Rating:
A2
A-
A-
A
New Lines of Business
Diversified business model
Bci/Subsidiary Diversification
Largest bank in Chile (total loans)
3rd Largest Florida-based bank
City National
Bank of Florida
Bci Miami
Shanghai
Mexico City
Bogota
Bci Perú
Sao Paulo
Santiago
CNB
Bci Miami
Bci+Subsidiaries
Servicios
Financieros
Bci Perú
Perú
Note: Figures are converted to US$ using an FX of US$/CLP of 960.24 (October 3rd 2022); 1 Bloomberg as of September, 2022. Consolidated figures
3
(Include City National Bank of Florida and Bci Peru)
Chilean financial system
Bci is part of a robust financial system
CHILE. Quarterly GDP growth and forecast (%, YoY)
Total loans in the banking system2 (US$bn)
Source: CMF
Note: Figures are converted to US$ using an FX of USD/CLP of 960.24 (October 3rd, 2022) 1 Figures exclude CNB (City National Bank) and Itau Corpbanca operations in Colombia
Banking system capitalization ratio
Chilean banking regulation - upgrading to Basel III
*Basel III
September 2022: Decrease in the CET1 ratio was mainly due to a negative effect on capital accounts, related to higher US rates. Together with strong and profitable growth observed during the first part of the year.
March 2022: CMF reports on rating of systemically important banks Bci - 1.5%
Pillar II requirement set at 0% according to the evaluation process of of CMF´s assessment and regulatory phase of CET1 and RWA.
In line with the transitory provisions of the regulations related to the implementation of Basel III, Bci still has a significant difference regarding the regulatory minimum.
(1)
Source: Bci Research
5
(2)
Source: CMF. Tier I and Tier II calculated as core capital and supplementary capital as % of total risk weighted assets respectively
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Bci - Banco de Credito e Inversiones SA published this content on 09 November 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 09 November 2022 16:00:09 UTC.
Banco de Credito e Inversiones is a Chile-based financial institution (the Bank) engaged in the banking sector. The Bank's activities are divided into six segments: Retail banking, which offers current accounts, credit cards, personal loans and insurance products, among others, to individuals; Small and medium-sized enterprises, which provides financing, cash management, factoring and leasing, among others, to microenterprises and companies; Commercial banking, which includes services rendered to corporations, such as real estate and leasing companies; Corporate & Investment Banking Commercial Division, which provides investment solutions to large corporations, financial institutions and high net worth investors; Corporate & Investment Banking Finance Division, which offers sales and trading solutions to institutional investors, and BCI Financial Group, which includes operations of City National Bank of Florida in Chile. The Bank is controlled by Empresas Juan Yarur SAC.
BANCO DE CRÉDITO E INVERSIONES 
