Item 8.01 Other Events.

The attached handout contains financial information which members of management of Bay Banks of Virginia, Inc. are sharing during visits with investors, analysts and other interested parties.

The handout is attached as Exhibit 99.1 to this report and is being furnished, not filed, with this Form 8-K.





Item 9.01 Exhibits.


(d) Exhibits.



Exhibit
  No.     Description

99.1        Bay Banks of Virginia, Inc. investor handout

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