Sohar International Bank SAOG : Q3 NSFR DisclosureQ1 NSFR DisclosureQ2 NSFR Disclosure

NSFR Disclosures	Quarter ended: Sep 2022
Bank: Sohar International Bank (Consolidated)						(RO '000)
		Unweighted value by residual maturity
	ASF Item
		No	< 6		6 months	≥ 1yr	Weighted
		maturity	months		to < 1yr		value
1	Capital:	631,555	-		-	-	631,555
2	Regulatory capital	624,812					624,812
3	Other capital instruments	6,743					6,743
4	Retail deposits and deposits from small	612,252	1,508		101,047	-	652,028
	business customers
	business customers:
5	Stable deposits	160,703	294		5,233	-	158,308
6	Less stable deposits	451,548	1,214		95,815	-	493,719
7	Wholesale funding:	48,691	949,034		333,697	-	665,711
8	Operational deposits
9	Other wholesale funding	48,691	949,034		333,697	-	665,711
10	Liabilities with matching interdependent
	assets
11	Other liabilities:				24,276	708,499	691,045
12	NSFR derivative liabilities
13	All other liabilities and equity not	-	-		24,276	708,499	691,045
included in above categories
14	Total ASF	226,930					2,640,340
	RSF Item
15	Total NSFR high-quality liquid assets						23,348
	(HQLA)
16	Deposits held at other financial	28,776	-		-	-	14,388
	institutions for operational purposes
17	Performing loans and securities:	20,480	58,339		453,325	543,689	602,288
18	Performing loans to financial institutions	-	-		-	-	-
	secured by Level 1 HQLA
	Performing loans to financial institutions
19	secured by non- Level 1 HQLA and	-	-		16,161	-	8,081
	unsecured performing loans to financial
	institutions
	Performing loans to non-financial
	corporate clients,loans to retail and small
20	business customers, and loans to	8,122	53,083		431,310	-	253,965
	sovereigns, central banks and PSEs, of
	which
	-With a risk weight of less than or equal
21	to 35% under the Basel II Standardised	-	-		-	-	-
	approach for credit risk
22.	Performing residential mortgages, of	-	5,256		5,854	512,394	320,795
which:
	With a risk weight of less than or equal
23	to 35% under the Basel II Standardised	-	5,256		5,854	512,394	320,795
	Approach for credit risk
	Securities that are not in default and do
24	not qualify as HQLA, including exchange-	12,358	-		-	31,295	19,448
	traded equities
25	Assets with matching interdependent
liabilities
26	Other Assets:	423	-		37,321	1,895,433	1,664,573
27	Physical traded commodities, including
gold
	Assets posted as initial margin for
28	derivative contracts and contributions to
	default funds of CCPs
29	NSFR derivative assets
30	NSFR derivative liabilities before
deduction of variation margin posted
31	All other assets not included in the above	423	-		37,321	1,895,433	1,664,573
categories
32	Off-balance sheet items		9,888		711,581	86,989	40,396
33	TOTAL RSF						2,344,994
34	NET STABLE FUNDING RATIO (%)						112.59