Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

This current report on Form 8-K/A (this "Amendment") amends the Current Report on Form 8-K dated April 20, 2020 filed by Summer Energy Holdings, Inc., a Nevada corporation (the "Company"), filed with the U.S. Securities and Exchange Commission on April 24, 2020 (the "Original Form 8-K"). The Original Form 8-K reported that Summer Energy Holdings, Inc. was the borrower under a loan from Frost Bank (the "Loan"). The sole purpose of this Amendment is to correct the Original Form 8-K to disclose that the Company's wholly-owned subsidiary, Summer Energy, LLC, a Texas limited liability company, is the sole borrower under the Loan.

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