Miyazaki Bank : Consolidated Capital Adequacy Ratio (Domestic Standards)（142KB）

Consolidated Capital Adequacy Ratio (Domestic Standards)

Millions of Japanese Yen, %

Items	At the end of FY2021	At the end of FY2022
Core Capital: instruments and reserves
Directly issued qualifying common stock or preferred stock mandatorily convertible into common stock capital plus	147,358	153,126
related capital surplus and retained earnings
of which: share capital and capital surplus	27,478	27,477
of which: retained earnings	121,937	127,703
of which: treasury stock (－)	1,191	1,191
of which: planned distribution of income (－)	866	862
of which: other than the above	－	－
Accumulated other comprehensive income included in Core Capital	(1,125)	(1,012)
of which: foreign currency translation adjustment	－	－
of which: retirement benefits	(1,125)	(1,012)
Subscription rights to acquire common stock or preferred stock mandatorily convertible into common	191	236
stock
Adjusted non-controlling interests, etc. (amount allowed to be included in Core Capital)	－	－
Reserves included in Core Capital: instruments and reserves	1,522	1,793
of which: general reserve for possible loan losses	1,522	1,793
of which: eligible reserve	－	－
Eligible Non-cumulative perpetual preferred stock subject to transitional arrangement included in Core Capital:	－	－
instruments and reserves
Eligible capital instrument subject to transitional arrangement included in Core Capital: instruments and reserves	－	－
Capital instrument issued through the measures for strengthening capital by public institutions included in Core	－	－
Capital: instruments and reserves
45% of revaluation reserve for land included in Core Capital: instruments and reserves	671	445
Non-controlling interests included in Core Capital subject to transitional arrangements	－	－
Core Capital: instruments and reserves (A)	148,618	154,589
Core Capital: regulatory adjustments
Total intangible assets (net of related tax liability, excluding those relating to mortgage servicing rights)	4,635	4,408
of which: goodwill (including those equivalent)	－	－
of which: other intangible assets other than goodwill and mortgage servicing rights	4,635	4,408
Deferred tax assets that rely on future profitability excluding those arising from temporary differences	－	－
(net of related tax liability)
Shortfall of eligible provisions to expected losses	－	－
Capital increase due to securitization transactions	－	－
Gains and losses due to changes in own credit risk on fair valued liabilities	－	－
Retirement benefit asset	－	－
Investments in own shares (excluding those reported in the net assets)	－	－
Reciprocal cross-holdings in capital instruments issued by other financial institutions for raising capital that are held	－	－
by the Bank and subsidiaries
Investments in the capital of banking, financial and insurance entities that are outside the scope of regulatory
consolidation ("other financial institutions"), net of eligible short positions, where the bank does not own more than	－	－
10% of the issued share capital ("non-significant investment") (amount above the 10% threshold)
Amount exceeding the 10% threshold on specified items	－	－
of which: significant investments in the common stock of other financial institutions, net of eligible	－	－
short positions
of which: mortgage servicing rights	－	－
of which: deferred tax assets arising from temporary differences (net of related tax liability)	－	－
Amount exceeding the 15% threshold on specified items	－	－
of which: significant investments in the common stock of other financial institutions, net of eligible	－	－
short positions
of which: mortgage servicing rights	－	－
of which: deferred tax assets arising from temporary differences (net of related tax liability)	－	－
Core Capital: regulatory adjustments (B)	4,635	4,408
Total capital
Total capital ((A)－(B)) (C)	143,983	150,181
Risk-weighted assets
Credit risk-weighted assets	1,635,744	1,706,299
of which: total of items included in risk-weighted assets subject to transitional arrangements	4,976	4,950
of which: other financial institutions exposures	－	－
of which: other than the above	4,976	4,950
Amount equivalent to market risk × 12.5	－	－
Amount equivalent to operational risk × 12.5	77,940	81,768
Credit risk-weighted assets adjustments	－	－
Amount equivalent to operational risk adjustments	－	－
Total amount of risk-weighted assets (D)	1,713,684	1,788,068
Capital adequacy ratio (consolidated)
Capital adequacy ratio (consolidated) ((C)/(D))	8.40	8.39

Thousands of U.S.

Dollars, %

At the end of FY2022

1,251,132

224,504

1,043,410

9,731

7,043

－

(8,269)

－

(8,269)

1,928

－

14,650

14,650

－

－

－

－

3,636

－

1,263,085

36,016

－

36,016

－

－

－

－

－

－

－

－

－

－

－

－

－

－

－

－

36,016

1,227,069

13,941,490

40,444

－

40,444

－

668,094

－

－

14,609,592

8.39

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