Santa Cruz County Bank announced that Paul Happach has joined as Senior Vice President and Product and Digital Transformation Manager. Mr. Happach maintains his office at the Bank's 75 River Street Santa Cruz location where he is responsible for program and project management, product development and vendor management. Mr. Happach has a 24-year banking background with extensive experience in product management, project management, and IT management.

Mr. Happach established himself in the e-channel field with Rabobank, specializing in online banking, e-channel products, and systems management. Most recently Mr. Happach served as SVP and Program Management Director with Pacific Mercantile Bank, further expanding their adoption of e- and online banking services and managing the bank's Paycheck Protection Program and project portfolio.