Item 2.02 Results of Operations and Financial Condition

PICO Holdings, Inc. (the "Company") issued a press release on August 7, 2020, announcing its financial results for the fiscal quarter ended June 30, 2020. The press release is attached as Exhibit 99.1 and is hereby incorporated by reference in its entirety.

The information in this Current Report that is furnished under Items 2.02 and 9.01, including the exhibit hereto, shall not be deemed "filed" for purposes of Section 18 of the Securities and Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liability of that section, or incorporated by reference in any filing under the Securities Act of 1933, as amended (the "Securities Act"), or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits





(d)  Exhibits
Exhibit Number   Description
99.1               Press Release of PICO Holdings, Inc. dated August 7, 2020
                 (financial results for the fiscal quarter ended June 30, 2020).

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