Nikolay Valeryevich Katorzhnov

Bank Otkritie Financial Corp. PJSC engages in the provision of commercial activities, trading with securities, foreign currencies and derivative instruments, and providing loans and guarantees. It operates through the following segments: Corporate; Small businesses; and Retail banking; Investment Activities and Other Assets Management; and Unallocated Amounts. The Corporate banking segment provides banking services to large and medium-sized corporate customers. The Small businesses banking segment provides banking services to small businesses and individual entrepreneurs. The Retail banking segment provides banking services to individual customers, affluent and wealthy individuals. The Investment Activities and Other Assets Management includes trading products with fixed income and equity products, foreign exchange, precious metals and derivatives on such products, operations on monetary markets, operations under repurchase agreements, brokerage services and asset management and other investment banking services. The Unallocated amounts segment balances income and expense items not allocated to any of the segments in the internal management reporting systems. The company was founded on May 12, 1992 and is headquartered in Moscow, Russia.

OTKRITIE Holding JSC provides financial and investment services. It also offers business consulting, asset management, insurance, as well as banking and brokerage services. The company was founded by Vadim Stanislavovich Belyaev in 1995 and is headquartered in Moscow, Russia.

ROSSIUM Concern LLC is a holding company, which engages in investing and asset management. Its other activities include financial intermediation and business consulting. The company was founded by Roman Ivanovich Avdeev on June 28, 2006 and is headquartered in Odintsovo, Russia.

Investment Bank Vesta LLC provides banking services. The private company is based in Moscow, Russian Federation.

Sova Capital Ltd. (Russia) (Sova Capital-Russia) is the Russian broker/dealer division of Sova Capital Ltd. in Great Britain, ultimately owned by ROSSIUM Concern LLC. The firm was founded in 2007 as Otkritie Capital International Ltd. Headquartered in Moscow, Sova Capital-Russia offers institutional and corporate clients a full range of investment brokerage services, including independent research, securities trading, electronic and high-touch execution and public capital markets financing.