Aareal Bank : ESG Roadshow Aareal Bank (January 2021)

Aareal Bank ESG Roadshow: "We are acting purposefully in our stakeholders' best interests"

Update January 2021

Agenda

• (01) Aareal Bank and its corporate governance bodies at a glance (pp. 3-12)
• (02) Specific aspects of corporate governance (pp. 14-16)
• (03) Deep dive: The management remuneration system in the run-up to the "say on pay" resolution at this year's AGM + Update on planned adjustments (p. 17 ff.)
• • Planned adjustments (p. 19 ff.)
  • Overview "adjusted" remuneration system (p. 25 ff)

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Aareal Bank and its corporate governance bodies at a glance

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Aareal Bank Group

Structured Property Financing (SPF)

Commercial Real Estate Financing solutions on three continents: Europe, North America, Asia/Pacific

A variety of property types

hotel, logistics, office, retail, residential, student housing;

in-depthindustry expertise in hotels, particular logistics and retail properties

Investment finance

i.a. single asset, portfolio, value added

Consulting/Services (C/S) Bank

Integrated payment transaction system for the housing industry

(market leader) and the utility sector

Financial solutions

• Payment processing provider
• Deposit bank

Software solutions

• Intelligent solutions to improve connectivity and efficiency for bank and non-bank customers

Aareon

European leader for real estate software, 60+ years on the market, with

c.3,000 customers managing 10m+ property units. Aareon has 40 locations in D/A/CH, the Netherlands, France, the Nordics and the UK.

Mission-critical ERP and a broad set of modular digital solutions running on a cloud-enabled PaaS platform

Sustainable, resilient business model with strong downside protection has delivered decades of consistent, profitable growth

Experienced leadership team combining deep software expertise and longstanding property experience with a strong M&A roll-uptrack record;

675+ software engineers

A robust business in tough times

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