Financials Byblos Bank S.A.L.

Equities

BYB

LB0000010613

Banks

End-of-day quote Beirut S.E. 06:00:00 2024-04-16 pm EDT 5-day change 1st Jan Change
0.58 USD +3.57% Intraday chart for Byblos Bank S.A.L. 0.00% -17.14%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 1,357,625 1,161,779 846,286 449,043 693,723 635,068
Enterprise Value (EV) 1 -10,341,324 -5,469,390 -7,786,147 -8,859,900 -8,078,213 -8,744,435
P/E ratio 7.22 x 6.47 x -4.6 x -3.21 x -29.4 x -0.41 x
Yield 8.8% 10.3% - - - -
Capitalization / Revenue 2.04 x 1.69 x 4.31 x 2.11 x 1.71 x -0.72 x
EV / Revenue -15.6 x -7.96 x -39.6 x -41.6 x -20 x 9.88 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.62 x 0.51 x 0.45 x 0.26 x 0.34 x 0.16 x
Nbr of stocks (in thousands) 563,536 563,202 563,252 562,211 562,320 562,368
Reference price 2 2,409 2,063 1,502 798.7 1,234 1,129
Announcement Date 4/7/18 4/4/19 8/13/20 6/28/21 7/5/22 7/12/23
1LBP in Million2LBP
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 665,005 687,199 196,497 212,747 404,659 -885,198
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 308,869 307,361 -146,117 -118,271 32,512 -1,535,965
Net income 1 248,539 238,940 -183,553 -139,739 -23,538 -1,541,747
Net margin 37.37% 34.77% -93.41% -65.68% -5.82% 174.17%
EPS 2 333.6 318.7 -326.4 -248.7 -41.90 -2,744
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 212.0 212.0 - - - -
Announcement Date 4/7/18 4/4/19 8/13/20 6/28/21 7/5/22 7/12/23
1LBP in Million2LBP
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 11,698,949 6,631,169 8,632,433 9,308,943 8,771,936 9,379,503
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 9.24% 8.72% -6.78% -6.32% -1% -42.1%
ROA (Net income/ Total Assets) 0.78% 0.7% -0.52% -0.5% -0.09% -5.84%
Assets 1 31,725,683 34,369,965 35,441,784 27,903,155 25,336,921 26,398,873
Book Value Per Share 2 3,897 4,013 3,347 3,091 3,657 7,202
Cash Flow per Share 2 19,350 20,950 20,553 20,716 18,852 19,363
Capex 1 49,484 38,584 57,897 16,034 8,558 30,208
Capex / Sales 7.44% 5.61% 29.46% 7.54% 2.11% -3.41%
Announcement Date 4/7/18 4/4/19 8/13/20 6/28/21 7/5/22 7/12/23
1LBP in Million2LBP
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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