Central Bancompany : FR Y-9C

Central Bancompany, Inc.	For Federal Reserve Bank Use Only	FR Y-9C
Name of Holding Company		C.I. _______	Page 18 of 76

Consolidated Financial Statements for Holding Companies

Report at the close of business	June 30, 2022
			Date
Schedule HC -Consolidated Balance Sheet
				Dollar Amounts in Thousands		BHCK	Amount
Assets
1.	Cash and balances due from depository institutions:
	.......................................................................................a. Noninterest-bearing balances and currency and coin (1)					.....	0081	241,167	1.a.
	b. Interest-bearing balances: (2)
	..................................................................................................................................................(1) In U.S. offices							.......0395	1,094,132	1.b.(1)
	........................................................................(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs				......	0397	0	1.b.(2)
2.	Securities:
	................................................................................a. Held-to-maturity securities (from Schedule HC-B, column A) (3)						JJ34	5,902	2.a.
	.......................................................................b. Available-for-sale debt securities (from Schedule HC-B, column D)				.....	1773	6,658,939	2.b.
	c. Equity securities with readily determinable fair values not held for trading (4)									2.c.
				......	JA22	4,262
3.	Federal funds sold and securities purchased under agreements to resell:
	..........................................................................................................a. Federal funds sold in domestic offices				......	BHDM		B987	1,048	3.a.
	................................................................................b. Securities purchased under agreements to resell (5,6)		......	BHCK		B989	0	3.b.
4.	Loans and lease financing receivables:
	...............................................................................................................................a. Loans and leases held for sale						.......	5369	40,997	4.a.
	................................................................................b. Loans and leases held for investment	.....	B528	10,827,254				4.b.
	c. LESS: Allowance for loan and lease losses (7)								4.c.
		....3123	156,175
	d. Loans and leases held for investment, net of allowance for loan and lease losses
	.............................................................................................................................................(item 4.b minus 4.c)					........	B529	10,671,079	4.d.
5.	Trading assets (from Schedule HC-D)										5.
					.....	3545	19
6.	............................................................................................Premises and fixed assets (including capitalized leases)					.....	2145	209,925	6.
7.	.......................................................................................................Other real estate owned (from Schedule HC-M)							......2150	5,184	7.
8.	...................................................................Investments in unconsolidated subsidiaries and associated companies				.....	2130	0	8.
9.	Direct and indirect investments in real estate ventures									9.
					.......3656	0
10.	....................................................................................................................Intangible assets (from Schedule HC-M)							.....2143	404,261	10.
11.	.......................................................................................................................Other assets (from Schedule HC-F) (6)							.....2160	321,132	11.
12.	...................................................................................................................Total assets (sum of items 1 through 11)							.....2170	19,658,047	12.

(1) Includes cash items in process of collection and unposted debits.

(2) Includes time certificates of deposit not held for trading.

(3) Institutions that have adopted ASU 2016-13 should report in item 2.a amounts net of any applicable allowance for credit losses, and item 2.a should equal Schedule HC-B, item 8, column A less Schedule HI-B, Part II, item 7, column B.

(4) Item 2.c is to be completed by all holding companies. See the instructions for this item and the Glossary entry for "Securities Activities" for further detail on accounting for investments in equity securities.

(5) Includes all securities resale agreements in domestic and foreign offi ces, regardless of maturity.

(6) Institutions that have adopted ASU 2016-13 should report items 3.b and 11 amounts net of any applicable allowance for credit losses.

(7) Institutions that have adopted ASU 2016-13 should report in item 4.c the allowance for credit losses on loans and leases.

Printed: August 16, 2022 3:31 PM

				FR Y-9C
Schedule HC -Continued			Page 19 of 76
	Dollar Amounts in Thousands		BHDM	Amount
Liabilities
13.	Deposits:
	a. In domestic offices (from Schedule HC-E):
	...................................................................................................................................(1) Noninterest-bearing (1)	......6631	6,176,746		13.a.(1)
	(2) Interest-bearing					13.a.(2)
	.......	6636	9,562,263
	b. In foreign offices, Edge and Agreement subsidiaries, and IBFs:		BHFN
	........................................................................................................................................(1) Noninterest-bearing	.......6631	0		13.b.(1)
	(2) Interest-bearing					13.b.(2)
	.......	6636	0
14.	Federal funds purchased and securities sold under agreements to repurchase:		BHDM
	...................................................................................................a. Federal funds purchased in domestic offices (2)	......	B993	185,842		14.a.
	b. Securities sold under agreements to repurchase (3)		BHCK
	B995	1,137,650		14.b.
15.	Trading liabilities (from Schedule HC-D)					15.
......	3548	0
16.	Other borrowed money (includes mortgage indebtedness and obligations under capitalized
	..................................................................................................................................leases) (from Schedule HC-M)	......	3190	0		16.
17.	Not applicable
18.	Not applicable
................................................................................................................19. a. Subordinated notes and debentures (4)	......4062	0		19.a.
	b. Subordinated notes payable to unconsolidated trusts issuing trust preferred securities,
	..........................................................and trust preferred securities issued by consolidated special purpose entities	C699	0		19.b.
20.	Other liabilities (from Schedule HC-G)					20.
......	2750	237,591
21.	............................................................................................................Total liabilities (sum of items 13 through 20)	......2948	17,300,092		21.
22.	Not applicable
Equity Capital
Holding Company Equity Capital
23.	................................................................................................................Perpetual preferred stock and related surplus	3283	0		23.
24.	Common stock (par value)					24.
3230	5,956
25.	Surplus (exclude all surplus related to preferred stock)					25.
3240	5,605
26. a. Retained earnings					26.a.
.......	3247	2,752,174
	....................................................................................................b. Accumulated other comprehensive income (5)	.......B530	(319,607)		26.b.
	c. Other equity capital components (6)					26.c.
	.......	A130	(86,173)
........................................................................27. a. Total holding company equity capital (sum of items 23 through 26.c)	3210	2,357,955		27.a.
	b. Noncontrolling (minority) interests in consolidated subsidiaries					27.b.
	3000	0
28.	Total equity capital (sum of items 27.a and 27.b)					28.
G105	2,357,955
29.	Total liabilities and equity capital (sum of items 21 and 28)					29.
3300	19,658,047

(1) Includes noninterest-bearing demand, time, and savings deposits.

(2) Report overnight Federal Home Loan Bank advances in Schedule HC, item 16, "Other borrowed money."

(3) Includes all securities repurchase agreements in domestic and foreign offi ces regardless of maturity.

(4) Includes limited-life preferred stock and related surplus.

(5) Includes, but is not limited to, net unrealized holding gains (losses) on available-for-sale securities, accumulated net gains (losses) on cash flow hedges, cumulative foreign currency translation adjustments, and accumulated defined benefit pension and other postretirement plan adjustments.

(6) Includes treasury stock and unearned Employee Stock Ownership Plan shares.

Printed: August 16, 2022 3:31 PM

	For Federal Reserve Bank Use Only	FR Y-9C
Report of Income for Holding Companies	RSSD Number		Page 3 of 76
S.F.

Report all Schedules of the Report of Income on a calendar year-to-date basis.

Schedule HI -Consolidated Income Statement

Dollar Amounts in Thousands		BHCK	Amount
1. Interest income:
a. Interest and fee income on loans:
(1) In domestic offices:
.....................................................................................(a) Loans secured by 1-4 family residential properties	......4435	41,809	1.a.(1)(a)
(b) All other loans secured by real estate				1.a.(1)(b)
........	4436	108,151
...........................................................................................................................................(c) All other loans	.........	F821	73,947	1.a.(1)(c)
...............................................................................(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs	4059	0	1.a.(2)
b. Income from lease financing receivables				1.b.
.......	4065	3,726
..........................................................................c. Interest income on balances due from depository institutions (1)	.....4115	4,397	1.c.
d. Interest and dividend income on securities:
(1) U.S. Treasury securities and U.S. government agency obligations
...........................................................................................................(excluding mortgage-backed securities)	......B488	16,615	1.d.(1)
(2) Mortgage-backed securities				1.d.(2)
.......	B489	16,610
..........................................................................................................................................(3) All other securities	........	4060	1,327	1.d.(3)
........................................................................................................................e. Interest income from trading assets (2)	4069	17	1.e.
f. Interest income on federal funds sold and securities purchased under agreements to resell				1.f.
4020	5
g. Other interest income				1.g.
........4518	763
h. Total interest income (sum of items 1.a through 1.g)				1.h.
4107	267,367
2. Interest expense:
a. Interest on deposits:
(1) In domestic offices:
..............................................................................................................(a) Time deposits of $250,000 or less	........	HK03	2,092	2.a.(1)(a)
...............................................................................................................(b) Time deposits of more than $250,000	HK04	640	2.a.(1)(b)
(c) Other deposits				2.a.(1)(c)
........6761	6,773
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs				2.a.(2)
4172	0
b. Expense of federal funds purchased and securities sold under agreements to repurchase				2.b.
4180	2,886
c. Interest on trading liabilities and other borrowed money (2)
.....................................................................................................(excluding subordinated notes and debentures)	......	4185	0	2.c.
...............................d. Interest on subordinated notes and debentures and on mandatory convertible securities (2)	....4397	0	2.d.
e. Other interest expense				2.e.
4398	0
f. Total interest expense (sum of items 2.a through 2.e)				2.f.
4073	12,391
3. Net interest income (item 1.h minus 2.f)				3.
4074	254,976
4. Provision for loan and lease losses (3)				4.
JJ33	5,235
5. Noninterest income:
...................................................................................................................................a. Income from fiduciary activities	4070	19,446	5.a.
b. Service charges on deposit accounts in domestic offices				5.b.
4483	22,814
c. Trading revenue (2,4)				5.c.
.......A220	12

(1) Includes interest income on time certificates of deposit not held for trading.

(2) To be completed by holding companies with $5 billion or more in total assets (Asset-size test is based on the prior year June 30 report date). Income and or expenses pertaining to these items should be reported in the "other" categories 1.g, 2.e, and 5.l, respectively by holding companies with less than $5 billion in total assets.

(3) Institutions that have adopted ASU 2016-13 should report in item 4 the provisions for credit losses for all financial assets and off-balance sheet credit exposures that fall within the scope of the standard.

(4) For holding companies required to complete Schedule HI, Memoranda item 9, trading revenue reported in Schedule HI, item 5.c must equal the sum of Memoranda items 9.a through 9.e.

Printed: August 16, 2022 3:31 PM

				FR Y-9C
Schedule HI -Continued			Page 4 of 76
	Dollar Amounts in Thousands		BHCK	Amount
Holding companies with less than $5 billion in total assets should report data items 5.d.(6) and 5.d.(7)
only and leave 5.d.(1) through 5.d.(5) blank.
5.d. Income from securities-related and insurance activities:
	..............................................................................................(1) Fees and commissions from securities brokerage	.....C886	8,278		5.d.(1)
	(2) Investment banking, advisory, and underwriting fees and commissions					5.d.(2)
	C888	2,764
	(3) Fees and commissions from annuity sales					5.d.(3)
	......	C887	2,315
	............................................................................(4) Underwriting income from insurance and reinsurance activities	C386	0		5.d.(4)
	(5) Income from other insurance activities					5.d.(5)
	......C387	67
	(6) Fees and commissions from securities brokerage, investment banking, advisory, and
	...................................................................................................................underwriting fees and commissions	.....KX46			5.d.(6)
	(7) Income from insurance activities (5)					5.d.(7)
	KX47
	e. Venture capital revenue (6)					5.e.
	.......B491	0
	f. Net servicing fees					5.f.
	........	B492	2,392
	.......................................................................................................................................g. Net securitization income (6)	B493	0		5.g.
	h. Not applicable
	........................................................................................................i. Net gains (losses) on sales of loans and leases	.....	8560	5,878		5.i.
	...........................................................................................j. Net gains (losses) on sales of other real estate owned	......	8561	(327)		5.j.
	.........................................................................................................k. Net gains (losses) on sales of other assets (7)	.....B496	372		5.k.
	l. Other noninterest income (8)					5.l.
	B497	52,294
	m. Total noninterest income (sum of items 5.a through 5.l)					5.m.
	4079	116,305
6. a. Realized gains (losses) on held-to-maturity securities					6.a.
3521	0
	b. Realized gains (losses) on available-for-sale debt securities					6.b.
	3196	126
7.	Noninterest expense:
	...................................................................................................................................a. Salaries and employee benefits	4135	125,624		7.a.
	b. Expenses of premises and fixed assets (net of rental income)
	............................................................................(excluding salaries and employee benefits and mortgage interest)	4217	21,423		7.b.
	c. (1) Goodwill impairment losses					7.c.(1)
	......C216	0
	(2) Amortization expense and impairment losses for other intangible assets					7.c.(2)
	....C232	1,765
	d. Other noninterest expense (9)					7.d.
	4092	62,631
	e. Total noninterest expense (sum of items 7.a through 7.d)					7.e.
	4093	211,443
8. a. Income (loss) before change in net unrealized holding gains (losses) on equity securities
	not held for trading, applicable income taxes, and discontinued operations
	..............................................................................................(sum of items 3, 5.m, 6.a, 6.b, minus items 4 and 7.e)	HT69	154,729		8.a.
	b. Change in net unrealized holding gains (losses) on equity securities not held for trading (10)					8.b.
	...HT70	(1,206)
	c. Income (loss) before applicable income taxes and discontinued operations
	....................................................................................................................................(sum of items 8.a and 8.b)	......	4301	153,523		8.c.
9.	.......................................................................................................Applicable income taxes (foreign and domestic)	......4302	34,850		9.
10.	Income (loss) before discontinued operations (item 8.c. minus item 9)					10.
4300	118,673
11.	Discontinued operations, net of applicable income taxes (11)					11.
FT28	0
12.	Net income (loss) attributable to holding company and noncontrolling
	..........................................................................................................(minority) interests (sum of items 10 and 11)	......	G104	118,673		12.
13.	LESS: Net income (loss) attributable to noncontrolling (minority) interests
	.....................................................(if net income, report as a positive value; if net loss, report as a negative value)	.....G103	0		13.
14.	Net income (loss) attributable to holding company (item 12 minus item 13)					14.
4340	118,673

(5) Includes underwriting income from insurance and reinsurance activities.

(6) To be completed by holding companies with $5 billion or more in total assets (Asset-size test is based on the prior year June 30 report date). Income and or expenses pertaining to these items should be reported in the "other" categories.

(7) Exclude net gains (losses) on sales of trading assets and held-to-maturity and available-for-sale debt securities.

(8) See Schedule HI, Memoranda item 6.

(9) See Schedule HI, Memoranda item 7. (10) Item 8.b is to be completed by all holding companies. See the instructions for this item and the Glossary entry for "Securities

Activities" for further detail on accounting for investments in equity securities. (11) Describe on Schedule HI, Memoranda item 8.

Printed: August 16, 2022 3:31 PM

FR Y-9C

Page 8 of 76

Schedule HI-A-Changes in Holding Company Equity Capital

	Dollar Amounts in Thousands		BHCK	Amount
1.	Total holding company equity capital most recently reported for the end of previous
	...............................................................calendar year (i.e., after adjustments from amended Reports of Income)	.....3217	2,505,661	1.
2.	Cumulative effect of changes in accounting principles and corrections of material
	accounting errors....................................................................................................................................................		.......B507	0	2.
3.	...............................................................Balance end of previous calendar year as restated (sum of items 1 and 2)	....B508	2,505,661	3.
4.	Net income (loss) attributable to holding company (must equal Schedule HI, item 14)		BHCT
4340	118,673	4.
5.	Sale of perpetual preferred stock (excluding treasury stock transactions):		BHCK
	a. Sale of perpetual preferred stock, gross..............................................................................................................		......3577	0	5.a.
	......................................................................................b. Conversion or retirement of perpetual preferred stock	.......3578	0	5.b.
6.	Sale of common stock:
	a. Sale of common stock, gross...............................................................................................................................	.......	3579	0	6.a.
	b. Conversion or retirement of common stock.......................................................................................................	.......	3580	0	6.b.
7.	Sale of treasury stock...............................................................................................................................................		......4782	0	7.
8.	LESS: Purchase of treasury stock..............................................................................................................................	......	4783	6,861	8.
9.	Changes incident to business combinations, net......................................................................................................		.....4356	0	9.
10.	LESS: Cash dividends declared on preferred stock....................................................................................................	......	4598	0	10.
11.	LESS: Cash dividends declared on common stock......................................................................................................		.....4460	16,378	11.
12.	.............................................................................................................................Other comprehensive income (1)	......B511	(243,346)	12.
13.	Change in the offsetti ng debit to the liability for Employee Stock Ownership Plan (ESOP) debt
	guaranteed by the holding company........................................................................................................................		......4591	0	13.
14.	.............................................................................................Other adjustments to equity capital (not included above)	3581	206	14.
15.	Total holding company equity capital end of current period (sum of items 3, 4, 5, 6, 7, 9, 12,		BHCT
	13, and 14, less items 8, 10, and 11) (must equal item 27.a on Schedule HC)..........................................................	......	3210	2,357,955	15.

(1) Includes, but is not limited to, changes in net unrealized holding gains (losses) on available-for-sale debt securities, changes in accumulated net gains (losses) on cash flow hedges, foreign currency translation adjustments, and pension and other postretirement plan related changes other than net periodic benefit cost.

Printed: August 16, 2022 3:31 PM