Cincinnati Bancorp, Inc. is a savings and loan holding company. The Company conducts its business principally through its wholly owned subsidiary, Cincinnati Federal (the Bank). The Bank is a chartered stock savings and loan association that is primarily engaged in providing a full range of banking and financial services to individual and corporate customers. It provides originating nonresidential real estate and multi-family loans, and, to a lesser extent, construction, consumer and commercial business loans. It offers a variety of deposit accounts, including checking accounts and savings accounts. Its business operations are conducted in the larger Greater Cincinnati/Northern Kentucky metropolitan area which includes Hamilton, Warren, Butler and Clermont Counties in Ohio, Boone, Kenton and Campbell Counties in Kentucky, and Dearborn County, Indiana.
CINCINNATI BANCORP, INC. 
