Commercial International Bank Egypt E : CIB 1Q2022 Consolidated Financial Results

March 2022-InterimCondensed

THE BANK TO TRUST

Condensed Consolidated Interim Balance Sheet as at March 31, 2022

Notes

Assets

Cash and balances at the central bank Due from banks

Loans and advances to banks, net Loans and advances to customers, net Derivative financial instruments Investments

• - Financial Assets at Fair Value through P&L

• - Financial Assets at Fair Value through OCI

• - Amortized cost

• - Investments in associates

Other assets

Goodwill Intangible assets

Deferred tax assets (Liabilities) Property and equipment Total assets

Liabilities and equity

Liabilities

Due to banks Due to customers

Derivative financial instruments Current tax liabilities

Other liabilities

Issued debt instruments Other loans

Other Provisions

Total liabilities

Equity

Issued and paid up capital Reserves

Reserve for employee stock ownership plan (ESOP) Retained earnings *

Total equity and net profit for the period / year Minority interest

8 9 11 12

13

13

13

14

15

26

27

16

17 18

19 20

21

Total minority interest, equity and net profit for the period / year Total liabilities and equity

The accompanying notes are an integral part of these financial statements .

(Review report attached)

* Including net profit for the current period 0

0 0

Hussein Abaza CEO & Managing Director

524,816,099 498,235,838

Dec. 31, 2021

EGP Thousands

30,581,505 43,492,248

121,082,311 80,141,769

312,216 145,575,243

884,030 225,376

1,648 240,987

180,352,612 193,198,894

20,412,726 20,547,465

205,315 11,207,128

127,211 137,525

31,963 34,554

308,421 456,002

2,352,247 2,461,116

866,056 407,241,538 265,470

1,113,423 2,234,985

12,181,434 8,085,545

1,810,601 1,557,263

6,176,776 5,140,782

4,855,636 3,541,462

459,129,547 428,933,101

19,825,134 19,702,418

39,481,063 33,774,990

1,346,705 1,674,392

4,524,449 13,696,402

65,177,351 68,848,202

454,535

65,686,552 69,302,737

524,816,099 498,235,838

Sherif Samy

Chairman

Condensed Consolidated Interim Income Statement for the period ended March 31, 2022

Last 9 Months

Last 9 Months

Net profit for the period Minority interest

Interest and similar income

Interest and similar expense

Net interest income

Fee and commission income

Fee and commission expense

Net fee and commission income

Dividend income

Net trading income 5

Profits (Losses) on financial investments 13

Administrative expenses

Other operating (expenses) income 6

Goodwill amortization 26

Intangible assets amortization 27

Impairment release (charges) for credit losses

Bank's share in the profits of associates

Profit before income tax

Income tax expense

Deferred tax assets (Liabilities)

Bank shareholders

Notes

Earning per share 7

Basic

Diluted

732,821 112,718

Mar. 31, 2021

EGP Thousands

10,121,709

(4,444,196)

5,677,513

844,263

(333,668)

510,595

91

1,040,297 493,655

(1,475,077)

(1,431,967) (526,620)

(10,314) (10,314)

(2,591) (2,591)

38,692 (702,082)

11,061

4,088,949

(1,209,247)

(6,239)

2,873,463 419 2,873,044

1.90 1.29

1.87 1.27

Hussein Abaza CEO & Managing Director

Sherif Samy

Chairman

Condensed Consolidated Interim statement of Comprehensive Income for the period ended March 31 2022

Last 9 Months	Last 9 Months
Mar. 31, 2022	Mar. 31, 2021
EGP Thousands	EGP Thousands
Net profit for the period	4,259,618	2,873,463
Change in fair value of debt instruments measured at fair value
through other comprehensive income after income tax	(3,961,167)	(1,674,309)
Transferred from reserve on disposal of financial assets at fair value
through OCI	(4,201)	(104,406)
Cumulative foreign currencies translation differences	52,636	(3,320)
Effect of ECL in fair value of debt instruments measured at fair
value through OCI	101,602	(14,644)
Total other comprehensive income	448,488	1,076,784
As follows:
Bank's shareholders	433,101	1,076,365
Minority interest	15,387	419
Total comprehensive income for the period	448,488	1,076,784