DelfinGroup in cooperation with Wallester AS, developing a new and technologically innovative service, started to offer a Visa virtual card. The virtual card will enable customers to access their Banknote credit line and make purchases or payments quickly, easily and at any time. The primary use of the card will be the significantly updated Banknote mobile app, which will ensure its ease of use and accessibility anytime, anywhere: for example, the app will allow customers to view the available credit line amount, transactions, change card settings, manage the credit line agreement and make monthly payments, making financial management more straightforward and more transparent.

The virtual card integrates easily with mobile payment solutions such as Apple Pay and Google Wallet digital wallets, removing the need to manage and maintain physical cards and PINs. Nauris Bloks adds that using a virtual card also ensures high security standards; for example, the card uses built-in biometric security checks, which provide a higher level of security than traditional PINs. Given that security is an essential aspect of any financial product, continuous security enhancements are also planned to ensure the protection of customer data and the card's security.

The card is managed via a modern mobile app, which was significantly improved and updated at the end of October. It allows customers to perform various actions quickly and easily, such as locking, unlocking, or closing the card. According to Nauris Bloks, with the virtual card launch, it is planned to expand the possibilities of using the card in the future, for example, by developing a loyalty programme and initiating partnerships with other service providers, thus ensuring convenient transactions not only in Banknote stores but also elsewhere.