Emirates NBD Bank PJSC In accordance with Condition 13 (Notices) of the Notes, Emirates NBD Bank PJSC gives notice to the holders of the Notes that, following the consent of the Noteholders, the Issuer has amended and restated the Final Terms in the form annexed hereto (the "Amended Final Terms"). Amongst other amendments, the Reference Rate in respect of the Notes, with effect from the Interest Period commencing in September 2023, shall be the compounded daily Secured Overnight Financing Rate calculated using the five U.S. Government Securities Business Day backward observation shift. This notice is only intended to provide a summary of the primary amendment made in respect of the Notes.

Holders of Notes should refer to the Amended Final Terms for the full amendments made to the terms and conditions of the Notes.