First Abu Dhabi Bank : FAB Investor presentation May 2017

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FAB

First Abu Dhabi Bank

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Disclaimer Grow

FFirst AAbu DhabBi Bank1

The information contained herein has been prepared by First Abu Dhabi Bank P.J.S.C ("FAB"). FAB relies on information obtained from sources believed to be reliable but does not guarantee its accuracy or completeness.

This presentation has been prepared for information purposes only and is not and does not form part of any offer for sale or solicitation of any offer to subscribe for or purchase or sell any securities nor shall itor any part of it form the basis of or be reliedon in connection with any contract or commitment whatsoever.

Some of the information in this presentation may contain projections or other forward-looking statements regarding future events or the future financial performance of FAB. These forward-looki ng statements include all matters that are not historical facts. The inclusion of such forward-looking information shall not be regarded as a representation by FAB or any other person that the objectives or plans of FAB will be achieved. FAB undertakes no obligation to publicly update or publicly revise any forward-looking statement, whether as a result of new information, future events or otherwise.

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Contents Grow

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First Abu Dhabi Bank

0 Introducing FAB

•Integration Update

•

•Operating Environment

01'17 Financial Review

Based an Pro-farma Finandal Information asat 31 March 2017

e Appendix

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Merger timeline and key milestones Grow

FAB1

Stronger

First Abu Dhabi Bank

2nd April

May 1st

Launch of new brand identity

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Jrd July

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FGB-NBAD merger announcement

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Legal merger completion

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First day of trading of new shares

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Q3' 1 6

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17

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Appointment of Senior Leadership team

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Appointment of

CIO and external consultants

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7th Dec

Merger approved by shareholders at General Assembly Meetings

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24th April

Name change from National Bank of Abu Dhabi,to First Abu Dhabi Bank (FAB) approved by shareholders at General Assembly Meeting

Integration Steering

Committee (IS() and Integration Management Office (IMO) established

11th Dec

Filing of special resolution and start of credit objection period

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Stronger f""H I

First Abu Dhabi Bank

Our new brand embodies FAB's long-term strategic goals to empower its customers, shareholders, employees and communities to Grow Stronger ....

Grow Stronger

First Abu DhabiBank

... It also reinforces the bank's core values of putting customers first, collaboration, trust, empowerment, and an enterprising approach to everything wedo

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Stronger

Leading UAE and regional bank Grow

FFirst AAbu DhabBi Bank1

Banking sector assets

(USD Bn)

721

1. ational champion1

   Q1'17 Net Profit

   (USD Mn)

   TotalAssets

   (USD Bn)

   Equity

   (USO Bn)

   Market Capz

   (USO Bn)

   KS:A

   7'17 .		25.8	.	33.5- .
   510	123	14.5	12.3
   721	120	16.3	21.3
   880	204	16.5	35.o
   280	82	9.'1	13.2
   159	31	4.0	5.8
   115-	28	4.0	2.9

   604

   • 3.s2 -QNB

Qatar

•

Kuwait

200

188

Bahrain

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ahli united bank

71

Oman

Source: Campany and Central Bank information asof lates.treported far 31 March 2017, except for Banking Sector Assets for Kuwaitand Oman (28 Feb 2017).Preliminary pro-

forma finandals for FAB take intaaccount reclassification, intercampany elimination and cansolidatian adjustments (1) Defined as the largt bank in the cauntr y by total 9/45

assets; (2) Basedon 03rd May 2017 prices

FAB1

Talented and Experienced Senior Leadership str3:r

First Abu Dhabi Bank

_J

r- - --

Abdulhamid M.Saeed

Grou p CEO

Zulfiqar Sulaiman Chief Integration Officer

Andre	Hana Al	Arif	Karim	James	P K	Khalaf	Shirish	Abhijit	Malcolm
Sayegh	Ros-tamani	Shaikh	Karoui	Burdett	Medappa	Al Dhaheri	Bhide	Choudhury	Walker

Deputy CEO & Acting	Group Head of	Group Head of	Group Head at	Group Chief	Group Chief	Group Chief	Group Chief	Group Chief	Group Chief
Group Head	Personal	International	Subsidiaries,	Financial	People	Operating	Credit	Risk	Audit
of CIB	Banking	Strategy & Trans.formation	Officer	Officer	Officer	Officer	Officer	Officer

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