Financials First Northern Community Bancorp

Equities

FNRN

US3359251036

Banks

Market Closed - OTC Markets 02:24:55 2024-04-26 pm EDT 5-day change 1st Jan Change
8.94 USD +0.11% Intraday chart for First Northern Community Bancorp -0.11% +5.24%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 130 141.4 131.2 136.4 113 131.5
Enterprise Value (EV) 1 6.38 22.69 -141.5 -217.2 -89.91 -32.81
P/E ratio 10.4 x 9.61 x 10.7 x 9.76 x 7.08 x 6.02 x
Yield - - - - - -
Capitalization / Revenue 2.63 x 2.6 x 2.52 x 2.45 x 1.86 x 1.83 x
EV / Revenue 0.13 x 0.42 x -2.71 x -3.9 x -1.48 x -0.46 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.16 x 1.06 x 0.87 x 0.9 x 0.9 x 0.83 x
Nbr of stocks (in thousands) 15,639 15,692 15,784 15,401 15,385 15,482
Reference price 2 8.313 9.011 8.309 8.854 7.347 8.495
Announcement Date 3/8/19 3/5/20 3/8/21 3/14/22 3/10/23 3/11/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 49.46 54.33 52.14 55.63 60.73 71.88
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 17.3 20.39 16.66 19.43 21.67 29.65
Net income 1 12.55 14.72 12.16 14.19 15.88 21.55
Net margin 25.38% 27.1% 23.32% 25.5% 26.16% 29.99%
EPS 2 0.7992 0.9379 0.7775 0.9070 1.038 1.410
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 3/8/19 3/5/20 3/8/21 3/14/22 3/10/23 3/11/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 124 119 273 354 203 164
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 11.8% 12% 8.58% 9.41% 11.5% 15.2%
ROA (Net income/ Total Assets) 1.02% 1.16% 0.83% 0.8% 0.84% 1.15%
Assets 1 1,234 1,271 1,474 1,777 1,885 1,872
Book Value Per Share 2 7.190 8.460 9.550 9.880 8.130 10.30
Cash Flow per Share 2 7.420 7.100 16.90 22.70 12.20 9.640
Capex 1 0.96 1.06 0.86 0.8 0.34 1.22
Capex / Sales 1.95% 1.94% 1.65% 1.44% 0.57% 1.7%
Announcement Date 3/8/19 3/5/20 3/8/21 3/14/22 3/10/23 3/11/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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