End-of-day quote
Johannesburg S.E.
06:00:00 2024-04-25 pm EDT
|
5-day change
|
1st Jan Change
|
63.54
ZAR
|
+3.65%
|
|
+6.02%
|
-13.56%
|
Fiscal Period: June |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
384,508
|
213,433
|
300,612
|
349,672
|
384,032
|
356,087
|
-
|
-
|
Enterprise Value (EV)
1 |
306,181
|
213,433
|
300,612
|
349,672
|
384,032
|
356,087
|
356,087
|
356,087
|
P/E ratio
|
12.7
x
|
12.5
x
|
11.2
x
|
10.7
x
|
10.6
x
|
9.13
x
|
8.23
x
|
7.47
x
|
Yield
|
4.25%
|
3.84%
|
4.91%
|
5.48%
|
5.61%
|
6.44%
|
6.94%
|
7.64%
|
Capitalization / Revenue
|
3.61
x
|
2.04
x
|
2.78
x
|
3.05
x
|
2.91
x
|
2.52
x
|
2.35
x
|
2.19
x
|
EV / Revenue
|
3.61
x
|
2.04
x
|
2.78
x
|
3.05
x
|
2.91
x
|
2.52
x
|
2.35
x
|
2.19
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
2.74
x
|
1.44
x
|
1.84
x
|
1.98
x
|
2.13
x
|
1.78
x
|
1.63
x
|
1.49
x
|
Nbr of stocks (in thousands)
|
5,609,162
|
5,607,807
|
5,609,488
|
5,606,414
|
5,606,303
|
5,604,137
|
-
|
-
|
Reference price
2 |
68.55
|
38.06
|
53.59
|
62.37
|
68.50
|
63.54
|
63.54
|
63.54
|
Announcement Date
|
9/5/19
|
9/10/20
|
9/16/21
|
9/15/22
|
9/14/23
|
-
|
-
|
-
|
Fiscal Period: June |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
106,505
|
104,606
|
108,059
|
114,712
|
131,986
|
141,149
|
151,610
|
162,905
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
52,222
|
48,301
|
50,633
|
53,761
|
-
|
67,304
|
71,032
|
75,398
|
Operating Margin
|
49.03%
|
46.17%
|
46.86%
|
46.87%
|
-
|
47.68%
|
46.85%
|
46.28%
|
Earnings before Tax (EBT)
1 |
41,672
|
23,628
|
37,291
|
48,265
|
51,258
|
54,792
|
60,178
|
65,316
|
Net income
1 |
30,211
|
17,021
|
26,743
|
33,599
|
36,366
|
38,728
|
43,221
|
47,896
|
Net margin
|
28.37%
|
16.27%
|
24.75%
|
29.29%
|
27.55%
|
27.44%
|
28.51%
|
29.4%
|
EPS
2 |
5.386
|
3.035
|
4.769
|
5.843
|
6.487
|
6.958
|
7.719
|
8.504
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
2.910
|
1.460
|
2.630
|
3.420
|
3.840
|
4.092
|
4.407
|
4.852
|
Announcement Date
|
9/5/19
|
9/10/20
|
9/16/21
|
9/15/22
|
9/14/23
|
-
|
-
|
-
|
Fiscal Period: June |
2020 S1
|
2020 S2
|
2021 S1
|
2021 S2
|
2022 S1
|
2022 S2
|
2023 S1
|
2023 S2
|
2024 S1
|
2024 S2
|
---|
Net sales
|
53,775
|
50,831
|
53,964
|
54,095
|
57,137
|
58,385
|
64,038
|
67,507
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
25,548
|
-
|
25,244
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
47.51%
|
-
|
46.78%
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
19,411
|
-
|
15,817
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net income
|
13,982
|
-
|
11,132
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net margin
|
26%
|
-
|
20.63%
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EPS
1 |
2.493
|
0.5420
|
1.985
|
2.784
|
2.821
|
3.022
|
3.207
|
3.280
|
3.481
|
3.580
|
Dividend per Share
|
1.460
|
-
|
1.100
|
1.530
|
1.570
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/10/20
|
9/10/20
|
3/4/21
|
9/16/21
|
3/3/22
|
9/15/22
|
3/2/23
|
9/14/23
|
2/29/24
|
-
|
Fiscal Period: June |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
78,327
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
22.8%
|
12.9%
|
18.4%
|
20.6%
|
21.2%
|
20.3%
|
20.4%
|
20.4%
|
ROA (Net income/ Total Assets)
|
1.75%
|
0.96%
|
1.39%
|
1.69%
|
1.71%
|
1.62%
|
1.59%
|
1.58%
|
Assets
1 |
1,726,343
|
1,773,021
|
1,923,957
|
1,988,107
|
2,126,667
|
2,393,585
|
2,720,039
|
3,027,557
|
Book Value Per Share
2 |
25.00
|
26.40
|
29.10
|
31.50
|
32.20
|
35.70
|
39.00
|
42.60
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
9/5/19
|
9/10/20
|
9/16/21
|
9/15/22
|
9/14/23
|
-
|
-
|
-
|
Last Close Price
63.54
ZAR Average target price
75.45
ZAR Spread / Average Target +18.75% Consensus |
1st Jan change
|
Capi.
|
---|
| -13.56% | 18.91B | | -10.40% | 82.67B | | +10.53% | 13.78B | | +36.45% | 8.38B | | -13.66% | 6.22B | | -1.55% | 4.43B | | +23.36% | 4.36B | | -16.03% | 3.13B | | -6.71% | 2.57B | | -21.38% | 2.55B |
Retail & Mortgage Banks
|