GENERAL INSURANCE CORPORATION OF INDIA Financials General Insurance Corporation of India Bombay S.E.
Equities
GICRE
INE481Y01014
Reinsurance
|
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 341.3 INR | +2.96% |
|
+5.03% | +10.61% |
| Apr. 19 | India govt open to selling stake in GIC Re, LIC in FY24/25, says source | RE |
| Apr. 15 | General Insurance Corporation of India Announces Chief Financial Officer Changes | CI |
Valuation
| Fiscal Period: March | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 423,951 | 184,563 | 349,827 | 199,738 | 234,476 | 598,426 | - | - |
| Enterprise Value (EV) 1 | 295,472 | 26,025 | 166,886 | -11,093 | 234,476 | 363,255 | 360,903 | 358,528 |
| P/E ratio | 19.1 x | -51.3 x | 18.2 x | 9.96 x | 3.71 x | 10.3 x | 10 x | 9.46 x |
| Yield | 2.79% | 6.42% | - | 1.98% | 5.39% | 2.76% | 3.04% | 3.29% |
| Capitalization / Revenue | 0.96 x | 0.36 x | 0.74 x | 0.46 x | 0.64 x | 1.65 x | 1.55 x | 1.46 x |
| EV / Revenue | 0.67 x | 0.05 x | 0.35 x | -0.03 x | 0.64 x | 1 x | 0.94 x | 0.88 x |
| EV / EBITDA | - | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | 1.81 x | 0.84 x | 1.45 x | 0.76 x | 0.65 x | 1.66 x | 1.49 x | 1.35 x |
| Nbr of stocks (in thousands) | 1,754,400 | 1,754,400 | 1,754,400 | 1,754,400 | 1,754,400 | 1,754,400 | - | - |
| Reference price 2 | 241.6 | 105.2 | 199.4 | 113.8 | 133.6 | 341.1 | 341.1 | 341.1 |
| Announcement Date | 5/23/19 | 6/24/20 | 6/29/21 | 5/27/22 | 5/25/23 | - | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: March | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 442,380 | 510,301 | 470,144 | 432,085 | 365,916 | 362,095 | 385,116 | 408,539 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - |
| Operating Margin | - | - | - | - | - | - | - | - |
| Earnings before Tax (EBT) 1 | 34,338 | -4,460 | 31,634 | 35,601 | 77,494 | 74,494 | 78,481 | 83,279 |
| Net income 1 | 22,243 | -3,591 | 19,204 | 20,057 | 63,125 | 57,836 | 59,643 | 63,274 |
| Net margin | 5.03% | -0.7% | 4.08% | 4.64% | 17.25% | 15.97% | 15.49% | 15.49% |
| EPS 2 | 12.68 | -2.050 | 10.95 | 11.43 | 35.98 | 32.98 | 34.00 | 36.06 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 6.750 | 6.750 | - | 2.250 | 7.200 | 9.400 | 10.37 | 11.24 |
| Announcement Date | 5/23/19 | 6/24/20 | 6/29/21 | 5/27/22 | 5/25/23 | - | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: March | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2024 Q1 | 2024 Q2 | 2024 Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales | 116,685 | 88,128 | 142,899 | 83,747 | 102,400 | - | 110,218 | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | 13,524 | - | - | - | - | - |
| EBIT | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin | - | - | - | - | - | - | - | - | - | - | - | - |
| Earnings before Tax (EBT) | - | - | -11,667 | 12,138 | -1,017 | 36,148 | 9,887 | 24,614 | 12,951 | - | 16,200 | - |
| Net income 1 | 9,874 | 12,604 | -7,717 | 10,106 | -284.8 | 17,854 | 6,897 | 18,599 | 11,990 | 7,318 | 10,075 | - |
| Net margin | 8.46% | 14.3% | -5.4% | 12.07% | -0.28% | - | 6.26% | - | - | - | - | - |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 2/11/21 | 6/29/21 | 8/13/21 | 11/10/21 | 2/10/22 | 5/27/22 | 8/10/22 | 11/9/22 | 2/9/23 | 8/10/23 | - | - |
1INR in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: March | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | - | - | - | - | - |
| Net Cash position 1 | 128,479 | 158,538 | 182,941 | 210,831 | - | 235,171 | 237,523 | 239,898 |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 9.71% | -1.59% | 8.36% | 7.99% | - | 15.3% | 14.9% | 14.4% |
| ROA (Net income/ Total Assets) | 2.24% | -0.31% | 1.52% | 1.44% | - | 3.2% | 3.29% | 3.31% |
| Assets 1 | 992,774 | 1,152,407 | 1,265,946 | 1,397,728 | - | 1,807,391 | 1,813,420 | 1,910,154 |
| Book Value Per Share 2 | 133.0 | 125.0 | 137.0 | 149.0 | 205.0 | 205.0 | 229.0 | 252.0 |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 5/23/19 | 6/24/20 | 6/29/21 | 5/27/22 | 5/25/23 | - | - | - |
1INR in Million2INR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
EPS Revisions
Quarterly revenue - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| +5.22% | 31.59B | |
| +14.89% | 5.82B | |
| -2.06% | 4.23B | |
| +13.57% | 869M | |
| +17.35% | 664M | |
| +6.43% | 493M | |
| +41.80% | 284M | |
| +9.84% | 154M | |
| +2.67% | 151M |
- Stock Market
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- GICRE Stock
- GICRE Stock
- Financials General Insurance Corporation of India
