Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

Item 5.02(b)

On September 29, 2020, Harish Patel notified the company that he is resigning from the board of directors. Mr. Patel has served on our board since 2012. During his tenure, he played an important role in our transition to becoming a technology-based insurer. However, due to the extraordinary worldwide situation caused by the COVID-19 virus, Mr. Patel has decided he must give attention to his other business ventures and is unable to give the necessary attention to HCI. Mr. Patel has indicated he would be very interested in rejoining the board if and when the COVID-19 pandemic subsides and his other time commitments diminish.

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