TruCap Finance Limited (TRU) and HDFC Bank Limited have commenced business under a co-lending partnership where TRU will leverage its Lending-as-a-Service (L-a-a-S) model to offer quality credit solutions to underserved borrowers. Under this partnership, HDFC Bank and TRU will offer MSME Business Loans and Gold Loans to borrowers pre-dominantly in non-urban locations.