Company HFB Financial Corporation Other OTC

HFB Financial Corporation is a bank holding company whose principal activity of which is the ownership and management of its subsidiary, Hearthside Bank Corporation (Bank) and the Bank’s subsidiary, Home Service Corporation. The Bank is engaged in providing a full range of banking and financial services to individuals and corporate customers located in Bell County, Kentucky, surrounding counties and the surrounding states of Tennessee and Virginia. Its loan portfolio includes construction and land development, residential real estate, commercial real estate, commercial industrial and consumer. Its commercial industrial portfolio includes loans to commercial customers for use in financing working capital needs, equipment purchases and expansions. Its consumer loan portfolio consists of various term and line-of-credit loans, such as automobile loans and loans for other personal purposes. Its residential real estate loans are secured by owner-occupied one-four family residences.