Housing Development Finance

Corporation Limited

CONTENTS

  • HDFC Snapshot
  • Mortgage Market in India
  • Operational and Financial Highlights: Mortgages
  • Shareholding
  • Financials: Standalone
  • Key Subsidiaries and Associates
  • Financials: Consolidated
  • Environmental, Social & Governance

IT & Digitalisation Initiatives

2

HDFC SNAPSHOT

HDFC Snapshot

WHO WE ARE…

  • Incorporated in 1977 as the first specialised mortgage company in India
  • Now a Financial Conglomerate with interests beyond mortgages
  • 72% shares held by Foreign Investors

Market capitalisation*: US$ 63 bn

21.02%

47.82%

52.62%

Market capitalisation*:

Market capitalisation*:

Market capitalisation*:

US$ 110 bn

US$ 18 bn

US$ 7 bn

ADRs listed on NYSE

Ranks 1st in overall new

Ranks amongst the top 3 largest

business premium amongst

private players

AMCs with total AUM of US$ 59 bn

100%

100%

100%

49.98%

Ranks amongst the top 3 private

players in general insurance

HDFC Capital

Advisors

Financial services distribution

Property funds: of which US$

company

India's first dedicated education

3 bn is committed for

Sources more than half of

loan company with outstanding

development of affordable

HDFC's home loans

loan book of US$ 1.1 bn

housing

*As at December 31, 2021

4

US$ amounts converted based on exchange rate of US$ 1 = Rs. 74.34

HDFC Snapshot

BUSINESS SUMMARY

Loans Outstanding (Gross loans)

:

Rs. 6,189.17 bn

(As at December 31, 2021)

:

US$ 83.25 bn

Individual Loans Originated CAGR (5 years)

: 16%

Cumulative Housing Units Financed

: 9.0 million

Cost to Income Ratio

: 8.1%

(excluding notional cost of Employee Stock Option Scheme

& Corporate Social Responsibility Expenses)

Unaccounted gains on listed investments

: Rs. 2,499.14 bn

in subsidiary and associate companies

: US$ 33.62 bn

Consolidated Profit After Tax CAGR (5 years)

: 21%

5

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Disclaimer

HDFC - Housing Development Finance Corporation Limited published this content on 04 February 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 04 February 2022 13:35:10 UTC.