Ured Uprave
Jurišićeva 4, HR-10000 Zagreb
Press Release HPB TO LOWER INTEREST RATES ON ALL LOANS TO INDIVIDUALSZagreb, 22 May - From 1 July 2015 HPB is cutting interest rates on all current and new variable interest rate loans to individuals, in line with the drop in the national reference rates. In the last year and a half, interest rates were cut by 0.80 to 0.87 percentage points, depending on the type of the loan.
From 1 July 2015 Hrvatska poštanska banka is cutting interest rates on all current and new variable interest rate loans to individuals. In line with the drop in the national reference rates for Euro and Croatian Kuna, applied by HPB in its methodology, the interest rates on the loans with a currency clause will be lower by 0.20, and on the HRK loans by 0.15 percentage points if compared to the currently applied conditions.
HPB is cutting interest rates for the fourth time in the last year and a half (1 January and 1 July 2014, and 1 January and 1 July 2015). If compared to the interest rates effective until 1 January 2014, the Bank will from 1 July 2015 apply interests lower by 0.80 to 0.87 percentage points, depending on the type of a loan.
January 2014 it was 8.95%) while the HRK loans will be approved at new 8.69% rate (until 1 January
2014 it was 9.49%).
HPB is from 1 July 2015 cutting interest rates also on all other variable interest rate types of loans to individuals.
Hrvatska poštanska banka, dioničko društvo ⋅ Jurišićeva 4, 10000 Zagreb, Hrvatska ⋅ tel.: 072 472 472 ⋅ hpb@hpb.hr ⋅ www.hpb.hr Uprava Banke: Tomislav Vuić, predsjednik ⋅ Dubravka Kolarić, član ⋅ Mladen Mrvelj, član ⋅ Domagoj Karadjole, član ⋅ predsjednik Nadzornog odbora: Dražen Kobas ⋅ IBAN: HR46 2390 0011 0700 0002 9 ⋅ SWIFT: HPBZHR2X ⋅ OIB: 87939104217 ⋅ Upis kod Trgovačkog suda u Zagrebu pod br. MBS: 080010698 ⋅ Temeljni kapital 966.640.400,00 kn, podijeljen na 878.764 redovnih dionica u
nominalnom iznosu 1.100,00 kn (uplaćen u cijelosti)
HRVATSKA POŠTANSKA BANKA, dioničko društvo Individuals' loans witness further growth: In the first four months of 2015 lending to individuals recorded the growth of 2.6% where home loans witnessed the strongest growth of 3.5% referring mostly to HRK loans.The following examples illustrate the drops in interest rates in the last year and a half and how such drops affected annuities in case of the most sought loans:
Home loan of EUR 80 000.00, maturity period 30 yearsConditions until 1 January 2014 | Conditions from 1 July 2015 |
Interest rate 5.91% Annuity EUR 475.02 | Interest rate 5.04% Annuity EUR 431.42 (saving of around EUR 43) |
Conditions until 1 January 2014 | Conditions from 1 July 2015 |
Interest rate 5.41% Annuity EUR 449.72 | Interest rate 4.54% Annuity EUR 407.25 (saving of around EUR 42) |
Conditions until 1 January 2014 | Conditions from 1 July 2015 |
Interest rate 8.95% Annuity EUR 303.39 | Interest rate 8.08% Annuity EUR 288.08 (saving of around EUR 15) |
HPB's Office of Management Board
01 4804 920, 4805 057 pr@hpb.hr
www.hpb.hr
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