Ingenico joins forces with Jifiti in white-labeled embedded lending, in a worldwide alliance. This partnership empowers merchants to seamlessly offer financing options, provided by accredited financial institutions and enabled by Jifiti, through Ingenico's innovative cloud-based Payments Platform as a Service (PPaaS). In today's dynamic retail environment, merchants are actively seeking in-store solutions that not only enhance customer experiences but also bolster financial resilience.

The Ingenico-Jifiti partnership introduces a range of critical advantages tailored to address the current economic context, ensuring sustained viability across various use cases. Jifiti's white-labeled platform supports every B2B and B2C point-of-sale financing option, including installment loans, lines of credit, net terms and split payments. With its global presence, Jifiti gives merchants easy access to loan programs from trusted local banks and lenders.

The partnership achieves a significant breakthrough by simplifying integration through the powerful capabilities of PPaaS. This empowerment extends to Jifiti's embedded lending platform, enabling banks, acquirers, and merchants to easily activate their point-of-sale financing offerings with a seamless configuration process. As the solution is white-labeled, the financing offering can be integrated natively within the customer journey, in-store and online, thereby deepening customer relationships and nurturing long-lasting brand loyalty.

The customer journey is simplified to a seamless scan of a QR code on Ingenico's AXIUM range of payment terminals, facilitated through their smartphone. This swift process allows them to complete the transaction, using their pre-approved credit. For the merchant, closing the transaction and processing the payment is business-as- usual, mirroring the ease of any other payment method facilitated through Ingenico.

Ingenico's cutting-edge cloud-based PPaaS solution empowers its clientele, including merchants, banks, and acquirers, to effortlessly deploy a comprehensive array of payment options and value-added services available on AXIUM, Ingenico's Android range of payment terminals.