Stock LC LENDINGCLUB CORP
Add to a list
To use this feature you must be a member
Log inSign up

Financials LendingClub Corp Nyse

Equities

LC

US52603A1097

Consumer Lending

End-of-day quote Nyse
Other stock markets
- USD - Intraday chart for LendingClub Corp
Mar. 05 LendingClub CEO Scott Sanborn: Late payments on the rise MT
Jan. 31 LendingClub Q4 Adjusted Earnings, Revenue Decline MT

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 1,112 966.3 2,415 924.7 958.3 900.1 - -
Enterprise Value (EV) 1 1,497 966.3 2,415 924.7 -327 -356.1 -1,808 -4,714
P/E ratio -36.1 x -4.02 x 134 x 5.09 x 24.3 x 36.9 x 11 x 11 x
Yield - - - - - - - -
Capitalization / Revenue 1.47 x 3.07 x 2.95 x 0.78 x 1.11 x 1.26 x 1.01 x 0.95 x
EV / Revenue 1.97 x 3.07 x 2.95 x 0.78 x -0.38 x -0.5 x -2.03 x -4.96 x
EV / EBITDA 11,104,067 x -35,462,948 x 16,925,339 x - - - - -
EV / FCF - - - - 0.27 x -1.7 x -6.46 x -
FCF Yield - - - - 366% -58.7% -15.5% -
Price to Book 1.24 x 1.14 x 2.88 x 0.81 x 0.77 x 0.7 x 0.66 x 0.66 x
Nbr of stocks (in thousands) 88,133 91,502 99,869 105,081 109,649 111,120 - -
Reference price 2 12.62 10.56 24.18 8.800 8.740 8.100 8.100 8.100
Announcement Date 2/18/20 3/10/21 1/26/22 1/25/23 1/30/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 758.6 314.7 818.6 1,187 864.6 716.4 891 949.8
EBITDA 134.8 -27.25 142.7 - - - - -
EBIT 1 79.12 -73.99 157.2 420.4 298.2 197.2 320.1 324
Operating Margin 10.43% -23.51% 19.21% 35.41% 34.49% 27.52% 35.92% 34.11%
Earnings before Tax (EBT) 1 -30.89 -187.6 18.44 153 54.62 32.31 112.3 118
Net income 1 -30.74 -187.5 18.58 289.7 38.94 23.97 83.7 86.46
Net margin -4.05% -59.59% 2.27% 24.4% 4.5% 3.35% 9.39% 9.1%
EPS 2 -0.3500 -2.630 0.1800 1.730 0.3600 0.2196 0.7371 0.7361
Free Cash Flow 1 - - - - -1,196 209 280 -
FCF margin - - - - -138.34% 29.18% 31.42% -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - 871.95% 334.54% -
Dividend per Share - - - - - - - -
Announcement Date 2/18/20 3/10/21 1/26/22 1/25/23 1/30/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 246.2 262.2 289.5 330.1 304.9 262.7 245.7 232.5 200.8 185.6 173.8 175.2 180 186.7 211.5
EBITDA - 74.78 102 60.66 46.64 - - - - - - - - - -
EBIT 1 - 74.02 98.33 120.7 118.7 82.66 88.39 81.39 72.81 55.59 39.91 43.5 52.75 61.1 66.85
Operating Margin - 28.23% 33.96% 36.56% 38.93% 31.47% 35.97% 35.01% 36.25% 29.95% 22.96% 24.83% 29.31% 32.72% 31.6%
Earnings before Tax (EBT) 1 29.87 28.87 45.82 50.11 35.96 21.15 17.8 14.8 8.335 13.68 5.3 5.679 8.628 14.3 20.68
Net income 1 27.18 29.11 40.84 182.1 43.2 23.59 13.67 10.11 5.008 10.16 3.907 4.276 6.331 10.41 15.4
Net margin 11.04% 11.1% 14.1% 55.16% 14.17% 8.98% 5.56% 4.35% 2.49% 5.47% 2.25% 2.44% 3.52% 5.57% 7.28%
EPS 2 0.2600 0.2700 0.3900 1.730 0.4100 0.2200 0.1300 0.0900 0.0500 0.0900 0.0327 0.0377 0.0533 0.0936 0.1217
Dividend per Share - - - - - - - - - - - - - - -
Announcement Date 10/27/21 1/26/22 5/4/22 7/27/22 10/26/22 1/25/23 4/26/23 7/26/23 10/25/23 1/30/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 384 - - - - - - -
Net Cash position 1 - - - - 1,285 1,256 2,708 5,615
Leverage (Debt/EBITDA) 2.851 x - - - - - - -
Free Cash Flow 1 - - - - -1,196 209 280 -
ROE (net income / shareholders' equity) 0.25% -17.1% 2.36% 28.8% 3.22% 1.84% 6.35% 6.18%
ROA (Net income/ Total Assets) 0.06% -5.72% 0.55% 4.5% 0.46% 0.29% 0.9% 0.84%
Assets 1 -47,889 3,279 3,378 6,440 8,403 8,371 9,345 10,305
Book Value Per Share 2 10.10 9.290 8.410 10.90 11.30 11.50 12.20 12.20
Cash Flow per Share -3.100 4.620 2.350 - - - - -
Capex 1 50.7 31.1 34.4 - 59.5 68 68 -
Capex / Sales 6.68% 9.9% 4.2% - 6.88% 9.49% 7.63% -
Announcement Date 2/18/20 3/10/21 1/26/22 1/25/23 1/30/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Ratings for LendingClub Corp

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
9
Last Close Price
8.1 USD
Average target price
10.31 USD
Spread / Average Target
+27.23%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

Sector Other Consumer Lending

1st Jan change Capi.
BAJAJ FINANCE LIMITED Stock Bajaj Finance Limited
-8.14% 49.88B
BAJAJ FINSERV LTD. Stock Bajaj Finserv Ltd.
-5.25% 30.53B
JIO FINANCIAL SERVICES LIMITED Stock Jio Financial Services Limited
+63.88% 29.08B
ORIX CORPORATION Stock ORIX Corporation
+20.03% 23.38B
SYNCHRONY FINANCIAL Stock Synchrony Financial
+16.97% 17.94B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED Stock Cholamandalam Investment and Finance Company Limited
-6.99% 11.81B
SHRIRAM FINANCE LIMITED Stock Shriram Finance Limited
+21.92% 11.27B
SOFI TECHNOLOGIES, INC. Stock SoFi Technologies, Inc.
-20.90% 8.31B
MUTHOOT FINANCE LIMITED Stock Muthoot Finance Limited
+14.34% 8.13B
Other Consumer Lending
  1. Stock Market
  2. Equities
  3. LC Stock
  4. LC Stock
  5. Financials LendingClub Corp