Financials MAS Financial Services Limited Bombay S.E.

Equities

MASFIN

INE348L01012

Consumer Lending

Delayed Bombay S.E. 02:59:32 2024-04-29 am EDT 5-day change 1st Jan Change
305.3 INR +0.18% Intraday chart for MAS Financial Services Limited +4.39% +5.31%

Valuation

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 30,788 28,659 46,632 29,307 43,812 49,991 - -
Enterprise Value (EV) 1 30,788 28,659 46,632 29,307 43,812 46,629 49,991 49,991
P/E ratio - - - - - - - -
Yield - - 0.18% 0.56% 0.46% 0.46% 0.66% 0.79%
Capitalization / Revenue 5.38 x 6.97 x 14.2 x 8.67 x 9.24 x 7.64 x 6.51 x 5.22 x
EV / Revenue 5.38 x 6.97 x 14.2 x 8.67 x 9.24 x 7.64 x 6.51 x 5.22 x
EV / EBITDA 6,967,794 x - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 3.38 x - 3.98 x - - 3.07 x 2.48 x 2.1 x
Nbr of stocks (in thousands) 163,986 163,986 163,986 163,986 163,986 163,986 - -
Reference price 2 187.7 174.8 284.4 178.7 267.2 304.8 304.8 304.8
Announcement Date 5/8/19 6/3/20 5/19/21 5/4/22 5/10/23 4/24/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 5,726 4,111 3,294 3,379 4,743 6,104 7,678 9,583
EBITDA 4,419 - - - - - - -
EBIT 1 - 3,212 2,678 2,453 3,177 4,210 5,346 6,742
Operating Margin - 78.14% 81.29% 72.58% 66.99% 68.97% 69.64% 70.36%
Earnings before Tax (EBT) - - - - - - - -
Net income - - - - - - - -
Net margin - - - - - - - -
EPS - - - - - - - -
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - 0.5000 1.000 1.217 1.417 2.000 2.400
Announcement Date 5/8/19 6/3/20 5/19/21 5/4/22 5/10/23 4/24/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 781.5 780.6 785.6 807.9 886.5 898.8 1,055 1,192 1,248 1,268 1,373 1,490 1,624 1,710
EBITDA - - - - - - - - - - - - - -
EBIT 1 618.6 574.8 636.3 432 470.7 605.1 707.2 775.3 827.3 886.5 946.3 1,007 1,082 1,154
Operating Margin 79.16% 73.64% 81% 53.47% 53.1% 67.32% 67.03% 65.06% 66.3% 69.94% 68.92% 67.58% 66.63% 67.46%
Earnings before Tax (EBT) - - - - - - - - - - - - - -
Net income - - - - - - - - - - - - - -
Net margin - - - - - - - - - - - - - -
EPS - - - - - - - - - - - - - -
Dividend per Share - - - - - - - - - - - - - -
Announcement Date 2/10/21 5/19/21 8/11/21 10/27/21 2/2/22 5/4/22 8/3/22 11/2/22 2/1/23 5/10/23 8/2/23 - - -
1INR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 18.1% 18.3% 13.3% 12.7% 14.1% 16.1% 16.5% 17.7%
ROA (Net income/ Total Assets) - - 2.94% - 2.93% 2.9% 3.05% 3%
Assets - - - - - - - -
Book Value Per Share 1 55.50 - 71.50 - - 99.30 123.0 145.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 5/8/19 6/3/20 5/19/21 5/4/22 5/10/23 4/24/24 - -
1INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Quarterly revenue - Rate of surprise

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