FHB Mortgage Bank Plc announced unaudited consolidated earnings results for the second quarter and half year ended June 30, 2016. For the half year, the company reported net interest income of HUF 6,976 million against HUF 8,502 million a year ago. Net fee and commission income was HUF 3,610 million against HUF 3,277 million a year ago. Net trading result was HUF 1,409 million against negative net trading result of HUF 1,322 million a year ago. Negative net other operating result was HUF 1,618 million against HUF 8,964 million a year ago. Operating income was HUF 10,771 million against HUF 2,095 million a year ago. Loss before tax was HUF 785 million against HUF 4,149 million a year ago. Loss for the period was HUF 1,546 million or HUF 10.4 basic and diluted per share against HUF 5,295 million or HUF 76.7 basic and diluted per share a year ago. Net cash flow used in operating activities was HUF 89,632 million and purchase of tangible and intangible assets was HUF 135 million. Negative return on assets as on June 30, 2016 was 0.16% against 0.76% as at June 30, 2015. Negative return on equity as on June 30, 2016 was 1.2% against 7.2% as at June 30, 2015. For the quarter, the company reported net interest income of HUF 3,502 million against HUF 3,347 million a year ago. Net fee and commission income was HUF 1,906 million against HUF 1,697 million a year ago. Net trading result was HUF 136 million against HUF 87 million a year ago. Negative net other operating result was HUF 337 million against HUF 1,246 million a year ago. Operating income was HUF 5,405 million against HUF 4,296 million a year ago. Profit before tax was HUF 39 million against loss before tax of HUF 2,996 million a year ago. Loss for the period was HUF 268 million or HUF 6.1 basic and diluted per share against HUF 1,491 million or HUF 26.7 basic and diluted per share a year ago. Negative return on assets as on June 30, 2016 was 0.46% against 1.40% as at June 30, 2015. Negative return on equity as on June 30, 2016 was 8.8% against 12.5% as at June 30, 2015.