Certain Common Shares of Mortgage Service Japan Limited are subject to a Lock-Up Agreement Ending on 18-MAR-2017. These Common Shares will be under lockup for 90 days starting from 18-DEC-2016 to 18-MAR-2017. Details: Shares held by OM Solar Co., Ltd., Suzuken & Communication Co., Ltd., Tomohito Kawasaki, Ryuta Ema, Kyohei Ono, Satoshi Kamada, Koichi Abe, Akemi Ota, Isamu Shiozawa, Yoshinori Michishita (sellers), Builders System Institute Co., Ltd. (share lender), T Hands On No. 1 Fund, Japan Residential Fund Co., Ltd., Mitsui Sumitomo Insurance Co., Ltd., Maple Leaf Co., Ltd., R.C.CORE CO., LTD., OSCAR Co., Ltd., Tokio Marine & Nichido Fire Insurance Co., Ltd., Mitsubishi UFJ Capital No. 2 Investment Limited Partnership, Mizuho Seicho Shien Fund, Hashimoto Home Co., Ltd., Noble Home,Inc., Yamaichi Co., Ltd., Hero Life Company Co.ltd, Be House Act, Y.K., Shoji Fujimaki, Norio Umeno, Hisayoshi Sofue, Etsuko Baba, Yasunori Uzawa, Akita Takasaka, Hiromi Aoki, Yoshihiro Niwa, Mitsuharu Shimaura, Yoshiyuki Nakai, Godai Hanyu, Masao Nakano, Yuji Nakamura, Hiromi Hayashi, and Koji Nakata will be under lock-up from the period starting on the underwriting contract conclusion date, and ending 90 days after listing date on March 18, 2017.