Mountain Commerce Bancorp, Inc.

Mountain Commerce Bancorp, Inc. is a holding company. Its principal activity is the ownership and management of its wholly owned subsidiary Mountain Commerce Bank (the Bank). The Bank also owns a 100% interest in MCB Services, Inc. The Bank operates under a state bank charter and provides full banking services. The Bank provides a variety of financial services to individuals and corporate customers located primarily in Middle and Eastern Tennessee and the surrounding areas. The Bank’s primary deposit products include checking, savings, certificates of deposit and IRA accounts. Its primary lending products are one-to-four family residential, commercial real estate, commercial and industrial and consumer lending. The Bank’s services include treasury management solutions, remote deposit capture, online banking, e-statements, and others. The Bank focuses on responsive relationship banking for small-and medium-sized businesses, professionals, relationship-minded individuals, and others.