Stock NMIH NMI HOLDINGS, INC.
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Financials NMI Holdings, Inc.

Equities

NMIH

US6292093050

Property & Casualty Insurance

Market Closed - Nasdaq
Other stock markets
 04:00:00 2024-04-26 pm EDT 		5-day change 1st Jan Change
31.11 USD +0.97% Intraday chart for NMI Holdings, Inc. +3.60% +4.82%
Apr. 04 Keefe Buyette & Woods Raises NMI Holdings' Price Target to $36 From $33, Maintains Market Perform Rating MT
Apr. 03 JPMorgan Adjusts NMI Holdings Price Target to $35 From $34, Maintains Overweight Rating MT

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 2,256 1,921 1,874 1,747 2,406 2,507 - -
Enterprise Value (EV) 1 2,256 1,921 1,874 1,747 2,406 2,507 2,507 2,507
P/E ratio 13.4 x 10.6 x 8.25 x 6.17 x 7.73 x 7.58 x 6.82 x 6.09 x
Yield - - - - - - - -
Capitalization / Revenue 5.96 x 4.43 x 3.86 x 3.34 x 4.16 x 3.96 x 3.64 x 3.46 x
EV / Revenue 5.96 x 4.43 x 3.86 x 3.34 x 4.16 x 3.96 x 3.64 x 3.46 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 2.44 x 1.41 x 1.2 x 1.08 x 1.25 x 1.1 x 0.95 x 0.83 x
Nbr of stocks (in thousands) 67,981 84,813 85,746 83,581 81,081 80,581 - -
Reference price 2 33.18 22.65 21.85 20.90 29.68 31.11 31.11 31.11
Announcement Date 2/11/20 2/16/21 2/15/22 2/14/23 2/14/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 378.8 433.3 485.1 523.3 579 632.6 689.3 723.7
EBITDA - - - - - - - -
EBIT 225.3 215.2 - 377.3 - - - -
Operating Margin 59.48% 49.67% - 72.09% - - - -
Earnings before Tax (EBT) 1 216.7 218.1 296.7 377.3 412.7 424.8 456.3 -
Net income 1 172 171.6 231.1 292.9 322.1 331.7 356.2 -
Net margin 45.4% 39.6% 47.65% 55.97% 55.63% 52.43% 51.69% -
EPS 2 2.470 2.130 2.650 3.390 3.840 4.105 4.560 5.105
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - - - - - - -
Announcement Date 2/11/20 2/16/21 2/15/22 2/14/23 2/14/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 124 125.1 127.4 132.2 130.6 133.1 136.8 142.7 148.2 151.4 154 156.8 160.1 163.7 165.7
EBITDA - - - - - - - - - - - - - - -
EBIT - - - - - - - - - - - - - - -
Operating Margin - - - - - - - - - - - - - - -
Earnings before Tax (EBT) 1 77.45 78.16 86.75 97.19 98.59 94.78 96.17 104 107.3 105.2 103.4 105.5 107.3 107.8 108.5
Net income 1 60.19 60.52 67.68 75.44 76.84 72.94 74.46 80.28 83.96 83.41 80.73 82.26 83.91 84.76 84.62
Net margin 48.53% 48.39% 53.11% 57.06% 58.84% 54.8% 54.44% 56.27% 56.67% 55.1% 52.43% 52.47% 52.42% 51.76% 51.06%
EPS 2 0.6900 0.6900 0.7700 0.8600 0.9000 0.8600 0.8800 0.9500 1.000 1.010 0.9875 1.017 1.043 1.057 1.091
Dividend per Share 2 - - - - - - - - - - - - - - -
Announcement Date 11/2/21 2/15/22 5/4/22 8/2/22 11/1/22 2/14/23 5/2/23 8/1/23 11/1/23 2/14/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 21.1% 14.9% 16.1% 18.3% 18.2% 15.9% 15.3% 15%
ROA (Net income/ Total Assets) 14% 9.72% 10.3% 11.7% 11.8% 11.2% 11.6% -
Assets 1 1,228 1,766 2,253 2,495 2,728 2,965 3,081 -
Book Value Per Share 2 13.60 16.10 18.30 19.30 23.80 28.20 32.60 37.40
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/11/20 2/16/21 2/15/22 2/14/23 2/14/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for NMI Holdings, Inc.

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings

Analysts' Consensus

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
9
Last Close Price
31.11 USD
Average target price
36 USD
Spread / Average Target
+15.72%
Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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Property Insurance
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