Norwegian Finans : Bank Norwegian - Capital Markets Day 18 March 2021

Agenda

Time 12:00 - 12:20

12:20 - 14:05

14:05 - 14.30

14:30 - 15:00

Topic

Our business model and strategy

Historic backdrop and strategic crossroads

Four cornerstones enabling growth

Speaker	Duration
Tine Wollebekk, Chief Executive Officer	20 min
Fredrik Mundal, Chief Marketing Officer	20 min
Klara-Lise Aasen, Chief Financial Officer	30 min
Karstein Holen, Chief Information Officer
Break	10 min
Peer Timo Andersen-Ulven, Chief Credit Risk Officer	25 min
Tore Andresen, Chief Operating Officer
Klara-Lise Aasen, Chief Financial Officer	20 min
Our ambitions and way forward	Tine Wollebekk, Chief Executive Officer
Next phase in our growth strategy and execution	Merete Eikeseth Gillund, Head of New Markets	25 min
QnA	30 min

• 1. Customer insight and product simplicity

• 2. Business and operating model

• 3. Data driven risk assessments

• 4. Resilient balance sheet and high profitability

Historic backdrop and strategic crossroads

Tine Wollebekk joined the bank as CEO in June 2017.

She formerly worked as Global Head of Financial Services at Telenor. She has also been country manager at SEB Norway and CEO of SEB Cards Norway.

Tine Wollebekk,

Chief Executive Officer

Key messages for today

Customer-centric and digital operating model

Clear strategic direction

Strong capitalisation and business model for growth

Clear long-term financial targets

4