Financials NPF Microfinance Bank Plc

Equities

NPFMCRFBK

NGNPFMCRFBK0

Banks

End-of-day quote Nigerian S.E. 06:00:00 2024-05-15 pm EDT 5-day change 1st Jan Change
1.96 NGN 0.00% Intraday chart for NPF Microfinance Bank Plc +10.11% +1.03%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 2,858 3,773 2,630 3,887 3,887 10,128
Enterprise Value (EV) 1 -1,344 911.5 1,510 1,257 37.31 6,198
P/E ratio 4.52 x 19.3 x 3.3 x 6.33 x 5.49 x 11.5 x
Yield 13.6% 3.03% 17.4% 11.8% 5.88% 5.92%
Capitalization / Revenue 0.91 x 1.23 x 0.63 x 0.94 x 0.77 x 1.62 x
EV / Revenue -0.43 x 0.3 x 0.36 x 0.3 x 0.01 x 0.99 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.6 x 0.81 x 0.49 x 0.71 x 0.68 x 0.96 x
Nbr of stocks (in thousands) 2,540,731 2,540,731 2,540,731 2,540,731 2,540,731 5,992,955
Reference price 2 1.125 1.485 1.035 1.530 1.530 1.690
Announcement Date 4/4/18 6/24/19 5/11/20 4/16/21 4/1/22 4/18/23
1NGN in Million2NGN
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 3,151 3,074 4,194 4,125 5,079 6,242
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 819.8 287.2 1,008 867 1,031 1,324
Net income 1 631.9 195.7 796.4 614.4 707.5 882.2
Net margin 20.05% 6.37% 18.99% 14.89% 13.93% 14.13%
EPS 2 0.2487 0.0770 0.3135 0.2418 0.2785 0.1472
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.1530 0.0450 0.1800 0.1800 0.0900 0.1000
Announcement Date 4/4/18 6/24/19 5/11/20 4/16/21 4/1/22 4/18/23
1NGN in Million2NGN
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 4,202 2,862 1,119 2,630 3,850 3,930
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 13.7% 4.17% 16% 11.4% 12.6% 10.8%
ROA (Net income/ Total Assets) 4.46% 1.17% 4.28% 2.75% 2.48% 2.65%
Assets 1 14,157 16,775 18,591 22,341 28,533 33,232
Book Value Per Share 2 1.870 1.830 2.100 2.160 2.260 1.770
Cash Flow per Share 2 2.260 1.940 1.230 2.230 2.600 1.080
Capex 1 268 255 388 236 343 457
Capex / Sales 8.49% 8.29% 9.25% 5.71% 6.75% 7.32%
Announcement Date 4/4/18 6/24/19 5/11/20 4/16/21 4/1/22 4/18/23
1NGN in Million2NGN
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

  1. Stock Market
  2. Equities
  3. NPFMCRFBK Stock
  4. Financials NPF Microfinance Bank Plc
-40% Limited Time Offer: Our subscriptions help you unlock hidden opportunities.
BENEFIT NOW