PT Bank OCBC NISP Tbk : NYALA-kan Auto Cuan Domestic and Overseas Transactions To Be #FinanciallyFit, Bank OCBC NISP Launches NYALA Credit Card and NYALA Global Debit

Jakarta, 21 June 2023 - Bank OCBC NISP is pleased to announce the launch of its redesigned NYALA Credit Card & NYALA Global Debit products, designed to help customers balance modern lifestyles with smart spending and proper financial planning.

In a world that is constantly evolving, there is an increasing need and desire to enjoy a modern lifestyle. Whether it's going to a concert looking for me-time or travelling. Based on data from the OCBC NISP Financial Fitness Index 2022, 78% of people spend on lifestyle. This is a habit that needs to be corrected, as maximising lifestyle does not guarantee financial health. That is why OCBC NISP Bank understands the importance of smart and wise financial management for the community. NYALA Credit Card & NYALA Global Debit from Bank OCBC NISP comes as one of the innovations that can answer the needs of consumers to always do the spirit of smart spending as a lifestyle while maintaining financial stability to stay #FinanciallyFit.

Speaking at the launch, Amir Widjaya, EVP Marketing and Lifestyle Business Division Head of Bank OCBC NISP said, "We recognise that modern lifestyles often present challenges in managing finances well. That is why we are equipping the NYALA Credit Card & NYALA Global Debit with features that will help our customers enjoy life and digitally manage their domestic and international expenses in a prudent and smart manner, so that they can continue to stay #FinanciallyFit."

The NYALA Credit Card complements lifestyles, including online shopping needs, with the following benefits and digital features:

• Up to 8% cash back on online purchases throughout the year
• Card has not yet arrived: Activate on ONe Mobile without a card and start shopping online immediately
• Fully digital credit card on ONe Mobile: Activate physical card, check CVV & expiry date, create PIN, convert transaction to instalment and increase transaction limit.
• With no minimum transaction, everything can be paid in 0% instalments for 3 months.
• Enjoy promo savings of up to Rp380 thousand at Astro, Grab, Halodoc, ReJuve, RupaRupa.com, Sociolla and Tokopedia.

NYALA Global Debit offers customers the convenience of transactions anywhere, including advanced features abroad:

• Shop and withdraw cash from any Mastercard, Maestro or Cirrus ATMs anywhere in the world
• Direct debit from a 12-currency account, with no foreign exchange conversion fees for these 12 currencies such as USD and SGD.
• Set spending limits and block cards directly from the ONe Mobile app
• Free food/drinks on Saturday and Sunday at selected restaurants

One of the aspects that makes these two products stand out is OCBC NISP's collaboration with the industry's leading partners. The launch of NYALA Global Debit has the support of Mastercard, whose focus is on the convenience of debit card transactions anywhere in the world.

Navin Jain, President Director, PT Mastercard Indonesia, said, "Mastercard is pleased to be part of the launch of NYALA Global Debit by Bank OCBC NISP. With travel appetite rising, travelers are looking for payment options that provide them with the same safe, seamless, and convenient experiences as they have at home. Today's announcement with OCBC NISP is part of Mastercard's ongoing efforts to bring consumers expanded payment choices that keep up with the way their lifestyles are evolving. This new debit card has a multi-currency feature with no exchange rate conversion fees for 12 currencies, which can bring significant savings on foreign currency purchases. It is also backed by Mastercard's advanced security solutions that help detect and prevent fraud, such as Safety Net and Decision Intelligence, so that consumers can travel with peace of mind. This card is the perfect travel companion for today's traveler."

With the launch of NYALA Credit Card, OCBC NISP is collaborating with VISA as a trusted partner to provide additional benefits to its customers. President Director of Visa Indonesia Riko Abdurrahman said: "We are delighted to partner with Bank OCBC NISP in launching the all-digital and innovative NYALA Credit Card. Based on Visa's recent Consumer Payment Attitudes Study, credit cards are still a preferred way of paying in Indonesia, driven by continued increase in usage especially by Gen-Y and affluent, including in the contactless or tap to pay mode. NYALA Credit Card is also digitally convenient on ONe Mobile: where physical card activation, converting transactions to instalments and so on can be conveniently done, as also our study show that virtual banking is on the rise due to consumers' preferences in Indonesia"

Join NYALA and get your NYALA Credit Card & NYALA Global Debit through ONe Mobile or visit your nearest OCBC NISP branch.

About NYALA Global Debit
NYALA Global Debit Mastercard offers customers the convenience of making transactions from shopping to cash withdrawals while abroad, with direct debit in 12 currencies without exchange rate conversion. For everyday transactions in the country, customers can enjoy attractive promotions, free food/drinks at selected restaurants every weekend. Customers can also enjoy digital conveniences ranging from setting shopping limits, activating/deactivating contactless features to easily blocking cards in the 1 ONE mobile application.

About NYALA Credit Card
NYALA VISA Platinum Credit Card offers cash back promotions of up to 8% on online purchases throughout the year, easy transactions even before the physical card arrives with only online activation on ONe Mobile. NYALA Credit Card is all-digital: activate physical card, check CVV & expiry date, create PIN, convert transaction to 0% instalment, even apply for transaction limit increase.

Overview of Bank OCBC NISP
Bank OCBC NISP was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. As of 31 March 2023, Bank OCBC NISP serves customers through 199 office networks in 54 cities in Indonesia. Furthermore, customers could conduct transaction through the Bank's 492 ATM, more than 90,000 ATM networks in Indonesia, and connected to more than 600 OCBC Group ATM networks in Singapore and Malaysia. Bank OCBC NISP also serves customers through various digital channels, including mobile banking and internet banking - both for individuals and corporations. Bank OCBC NISP is one of the banks with the highest credit ratings in Indonesia, namely idAAA (stable) from PEFINDO and AAA(idn)/stable from PT Fitch Ratings Indonesia.

Brand & Communication Division, Bank OCBC NISP
OCBC NISP Tower, Jl Prof Dr Satrio Kav 25, Jakarta 12940
Tel: [phone]; Fax: [phone]
[e-mail]
Website : www.ocbcnisp.com

Aleta Hanafi Division Head [e-mail], Mobile: [phone]

Chandra Novita Publicist [e-mail] Mobile: [phone]

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